
4443 SW 108TH PLACE, OCALA, FL, 34476
Active9 days on marketListed Jul 29, 2026MLS #OM729402
About this home
4443 SW 108TH PLACE
Well built custom pool home on a large private lot in the growing area of SW Ocala. This well maintained 3 bedroom home has the added benefit of a 4th room that can be a dedicated office or another bedroom. The kitchen has plenty of counter space and storage while maintaining an open feel. The screened pool area is private and features an outdoor shower. The primary suite is adequately spacious and functional with its dual walk in closets and large bathroom complete with a glass shower with body sprays and a soaking tub. The home has beautiful curb appeal with its stone finishes and architectural lines and a great layout for both entertaining and regular daily life. The new solar system provides you with savings on your electric bill and even pays you when it sends its surplus back into the grid. The location is quiet and homey yet you can access any part of the Sw 200 corridor in less than fifteen minutes. For last minute grocery needs, Publix is only 3 miles away. All in all, this property checks lots of boxes, notice the walkthrough video and schedule your showing right away.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,448
Sqft
0.46 ac
Lot size
2
Garage
2014
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,310 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,310/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs OCALA WATERWAY ESTATE
$184 vs $173
Days on market
9 vs 50 typical
Where $184/sqft sits among the 17 homes for sale in OCALA WATERWAY ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 17
OCALA WATERWAY ESTATE have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4443 SW 108TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$337,400
10929 SW 39TH COURT · same community
3 bd · 2.5 ba · 2,473 sqft · $136/sqft · 112 DOM
Sold · Jul ’26$470,000
4642 SW 100TH LANE · same community
4 bd · 2.5 ba · 2,407 sqft · $195/sqft · 156 DOM
Sold · Jun ’26$435,850
10453 SW 42ND AVENUE · same community
4 bd · 3 ba · 2,508 sqft · $174/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4443 SW 108TH PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4443 SW 108TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4443 SW 108TH PLACE FAQs
What would the monthly payment be for 4443 SW 108TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,310/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4443 SW 108TH PLACE?+
The most recent tax bill on record (2025) was $3,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $449,999, this home is listed about 51% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 4443 SW 108TH PLACE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Darryl Stevens, II. MLS #OM729402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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