CENTURY 21 Edge
$385,0003 bd2 ba2,305 sqft$167 /sqft$3,372 /mo all-in ↓

8565 SW 82ND TERRACE, OCALA, FL, 34481

Active1 days on marketListed Aug 5, 2026MLS #OM729655

Single Family ResidenceCANDLER HILLS

About this home

8565 SW 82ND TERRACE

Welcome to this beautifully upgraded Huntley model located in the highly sought-after Candler Hills community in On Top of the World. Offering 2,305 square feet of living space, this exceptional home features 3 bedrooms, 2 bathrooms, and a 2-car garage. It is perfectly positioned on a premium golf-course lot, offering breathtaking views and a peaceful setting to enjoy year-round. A new roof installed in 2023, a 2021 HVAC system, and an extensive list of premium upgrades completed over the past four years provide peace of mind and make this home truly move-in ready. From the moment you arrive, you'll notice the freshly painted exterior, updated landscaping with decorative curbing, and outstanding curb appeal. Inside, the home has also been freshly painted and showcases luxury vinyl plank flooring throughout the main living areas, with newer carpet in the two guest bedrooms. The bathrooms and laundry room feature elegant marble-look luxury vinyl flooring for a stylish finish. The spacious kitchen has been thoughtfully updated with a new refrigerator and dishwasher, along with Kitchen Wise pull-out shelving installed in six lower cabinets, providing exceptional organization and convenience. The primary living areas are filled with natural light thanks to new energy-efficient windows throughout the home, complemented by beautiful plantation shutters. Custom electric shades on the patio doors add both comfort and convenience while allowing you to enjoy the spectacular golf course views with the touch of a button. The bathrooms have been tastefully updated with new lighting, comfort-height toilets, and the guest bathroom tub has been converted into a walk-in shower. The laundry room has also been upgraded with new cabinetry and a utility sink. Step outside and relax on the expanded screened birdcage lanai, featuring a durable Tru Grit-coated patio, where you'll enjoy unobstructed views of the premium golf course—the perfect place for morning coffee, entertaining friends, or watching Florida's beautiful sunsets. Additional exterior upgrades include LeafFilter gutter protection, a whole-home generator, updated landscaping, a retractable front door hideaway screen, and a new garage door opener. The garage is equally impressive with a Tru Grit-coated floor, retractable garage screen, utility sink, and ample storage space. Additional improvements include a water softener, updated bathroom lighting, a stylish fandelier in the dining area, replaced closet doors in both guest bedrooms, comfort-height toilets, and numerous other thoughtful upgrades that make this home stand out from the rest. Located in the premier gated Candler Hills neighborhood within On Top of the World, residents enjoy world-class amenities including championship golf, indoor and outdoor pools, state-of-the-art fitness centers, tennis and pickleball courts, miles of walking and biking trails, dog parks, clubs, restaurants, and over 100 social activities and interest groups. Don't miss this rare opportunity to own a meticulously maintained home on one of Candler Hills' premium golf course homesites. With a 2023 roof, 2021 HVAC, whole-home generator, premium finishes, and an incredible list of upgrades, this home truly has it all. Schedule your private showing today, and don't forget to experience the immersive Matterport 3D Tour to appreciate everything this exceptional home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,305

Sqft

0.23 ac

Lot size

2

Garage

2006

Year built

One

Levels

$167

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorOther

Community & fees

HOA fee$366/mo
Taxes (2025)$4,907/yr
PetsYes
CommunityFitness Center · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,372 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$409
HOA fee — from the listing$366
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$3,372/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$409
HOA / condo fee$366
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$370KedgeAI estimate $432,347 · range $402K$483K$503K

vs edgeAI estimate

−11%

$/sqft vs CANDLER HILLS

$167 vs $203

Days on market

1 vs 48 typical

Where $167/sqft sits among the 29 homes for sale in CANDLER HILLS

7 · this home
2
7
1
6
6
$159–176$176–194$194–211$211–228$228–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8565 SW 82ND TERRACE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

6 of 29

CANDLER HILLS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $385,000 · 1 days on market since
2006Built · CANDLER HILLS

Reality check

What actually sold near 8565 SW 82ND TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8423 SW 82ND CIRCLESold · Dec ’25

$321,000

8423 SW 82ND CIRCLE · same community

3 bd · 2 ba · 2,283 sqft · $141/sqft · 242 DOM

8737 SW 83RD CIRCLESold · Apr ’26

$378,000

8737 SW 83RD CIRCLE · same community

3 bd · 2 ba · 2,280 sqft · $166/sqft · 38 DOM

8484 SW 99TH CIRCLESold · Dec ’25

$438,000

8484 SW 99TH CIRCLE · same community

3 bd · 3 ba · 2,373 sqft · $185/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8565 SW 82ND TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8565 SW 82ND TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8565 SW 82ND TERRACE FAQs

What would the monthly payment be for 8565 SW 82ND TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,372/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8565 SW 82ND TERRACE?+

The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8565 SW 82ND TERRACE?+

The most recent tax bill on record (2025) was $4,907. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8565 SW 82ND TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $385,000, this home is listed about 29% above the Ocala median of $298,990. The market section on this page shows how the area is trending.

Which schools are assigned to 8565 SW 82ND TERRACE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Leo Pank Jr. MLS #OM729655.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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