3980 NE 34TH AVENUE, OCALA, FL, 34479
Active4 days on marketListed Aug 12, 2026MLS #OM729895
About this home
3980 NE 34TH AVENUE
Virtually Staged. BETTER THAN NEW! Welcome to this spacious, freshly updated 4-bedroom, 2.5-bath, two-story home offering a functional and inviting floor plan designed for comfortable living. The main level features a convenient half bath, a private office/den with additional storage tucked beneath the staircase, and a spacious living area that flows seamlessly into the open-concept kitchen. The kitchen offers ample cabinet space, a good-sized pantry, and plenty of room for everyday living and entertaining. Upstairs, you’ll find a versatile loft area perfect for a family hangout space, game room, or potential additional sleeping area. The spacious owner’s suite features a walk-in closet, ensuite bathroom with dual vanities, a relaxing sunken tub, walk-in shower, and additional closet space for all your storage needs. The secondary bedrooms provide generous closet space, while the upstairs laundry closet adds convenience. The guest bathroom includes a shower/tub combination with a separate private toilet area. Enjoy a comfortable mix of flooring throughout, with tile in the main living areas and carpeted bedrooms. Step outside to the enclosed screened patio overlooking the backyard, providing the perfect space for relaxing, entertaining, or enjoying Florida’s year-round lifestyle. This home offers space, versatility, and comfort in a layout designed to fit a variety of needs.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,445
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
Multi/Split
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,639 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Ocala actives
$131 vs $184
Days on market
4 vs 53 typical
Where $131/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34479 — neighborhood snapshot
Population
13,265
Median age
41.2
Median income
$54,805
Median home value
$190,400
Avg household
2.44
Households w/ children
1,553
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
184 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the OCALA 34479 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3980 NE 34TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$316,990
2978 NE 21ST COURT ROAD
5 bd · 3 ba · 2,447 sqft · $130/sqft · 103 DOM
Sold · Jun ’26$440,000
2824 NE 43RD ROAD
4 bd · 2.5 ba · 2,483 sqft · $177/sqft · 90 DOM
Sold · Jun ’26$440,000
2824 NE 43 RD, Ocala FL 34470
4 bd · 2.5 ba · 2,483 sqft · $177/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3980 NE 34TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3980 NE 34TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3980 NE 34TH AVENUE FAQs
What would the monthly payment be for 3980 NE 34TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,639/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3980 NE 34TH AVENUE?+
The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3980 NE 34TH AVENUE?+
The most recent tax bill on record (2025) was $4,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3980 NE 34TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $320,000, this home is listed about 7% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3980 NE 34TH AVENUE?+
Anthony Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$320,000 runs 30% above the OCALA 34479 median — but at 2,445 sqft it's also 41% larger than the typical Ocala listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Ocala market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ALL FLORIDA HOMES REALTY LLC · Nichole Roberts. MLS #OM729895.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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