15751 SW 40TH TERRACE, OCALA, FL, 34473
Active29 days on marketListed Aug 23, 2026MLS #OM730002
About this home
15751 SW 40TH TERRACE
NEW CONSTRUCTION | 3 BEDROOMS | 2 BATHROOMS | 1,860 SQ FT | 0.29-ACRE LOT | OCALA. Welcome to this beautiful brand-new construction home in Ocala, offering 3 bedrooms, 2 bathrooms, and 1,860 square feet of thoughtfully designed living space on a spacious 0.29-acre lot. Combining modern style, comfort, and functionality, this home is an excellent opportunity for buyers looking for a move-in-ready home with plenty of outdoor space. The inviting open-concept floor plan creates a comfortable flow between the living, dining, and kitchen areas, making the home ideal for everyday living and entertaining. The modern kitchen features stainless steel appliances, ample cabinetry, generous counter space, and a functional layout designed for both convenience and style. The spacious primary suite provides a private retreat with a well-appointed ensuite bathroom and plenty of closet space. Two additional bedrooms offer flexibility for family, guests, a home office, playroom, or other needs. Outside, enjoy excellent curb appeal with a paved driveway, contemporary exterior finishes, and a generous 0.29-acre lot offering plenty of room for outdoor activities, pets, gardening, or future improvements, subject to applicable requirements. For added peace of mind, this home includes a builder-provided 7-Year Customized State Warranty for Florida, featuring 1-year workmanship and materials coverage and 7-year designated structural protection. Your new home is protected from day one with valuable warranty coverage. Located in Ocala, this home offers convenient access to shopping, restaurants, medical facilities, schools, major roadways, and many of Central Florida's popular outdoor attractions. Enjoy everything the Ocala area has to offer, including parks, trails, natural springs, equestrian activities, and easy access to surrounding communities. Whether you're searching for a primary residence, a home for your family, a second home, or an investment property, this new construction home offers modern features, a spacious lot, and excellent value in Ocala. Easy showing with ShowingTime. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,427
Sqft
0.29 ac
Lot size
2
Garage
2026
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,950 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,950/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs MARION OAKS UNIT 5
$192 vs $177
Days on market
29 vs 53 typical
Where $192/sqft sits among the 7 homes for sale in MARION OAKS UNIT 5
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 7
MARION OAKS UNIT 5 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 15751 SW 40TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$294,900
3181 SW 158TH LOOP · same community
3 bd · 2 ba · 1,445 sqft · $204/sqft · 127 DOM
Sold · Dec ’25$301,000
4739 SW 159TH LANE ROAD · same community
4 bd · 2 ba · 1,787 sqft · $168/sqft · 370 DOM
Sold · Dec ’25$277,990
16360 SW 50TH TERRACE ROAD · same community
4 bd · 2 ba · 1,806 sqft · $154/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 15751 SW 40TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15751 SW 40TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15751 SW 40TH TERRACE FAQs
What would the monthly payment be for 15751 SW 40TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,950/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15751 SW 40TH TERRACE?+
The most recent tax bill on record (2025) was $683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $273,900, this home is listed about 8% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15751 SW 40TH TERRACE?+
Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Marcus De Matos, PA. MLS #OM730002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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