CENTURY 21 Edge
$459,0003 bd2 ba2,454 sqft$187 /sqft$3,067 /mo all-in ↓

2705 W LIVE OAK STREET, LECANTO, FL, 34461

Active15 days on marketListed Aug 13, 2026MLS #OM730169

Single Family ResidenceTRACT A FM SUB

About this home

2705 W LIVE OAK STREET

Discover relaxed Florida living on 2.53 acres shaded by beautiful, mature oaks and offering room to roam and NO HOA! Besides the interior living space, this home offers an incredible 50' x 17' screened lanai—an ideal place to dine, entertain or simply unwind while enjoying the peaceful rural setting. Plus, your plants will love it, too! Inside soaring cathedral ceilings with three skylights create a bright, open feel. A striking double-sided fireplace with matching wood mantels connects the living and family rooms, complemented by a wet bar accessible from both rooms. Engineered wood flooring adds warmth throughout much of the home, while a tray ceiling brings an elegant touch to the dining room. The well-equipped kitchen features elegant gold-veined against black quartz countertops on top of beautiful wood cabinets. A GE Profile induction cooktop, Bosch built-in convection oven, built-in microwave, French door with lower freezer drawer and stainless-steel chimney range hood completes the appliance package. The maple wood kitchen cabinets offer an abundance of drawers with cabinets and pantry pullouts for easy reach - plus, a corner cabinet with two Lazy Susan shelves make storage and organization a breeze. The primary bath is a spa-like retreat with a focal point of stained-glass window over the stand-alone soaking tub, dual vanities, a walk-in shower with a glass block wall and beautiful glass tile accents. Out back you will find a detached carport with extra storage space for the yard equipment you will need to maintain the acreage. With its expansive homesite, mature oaks, oversized screened lanai and NO HOA, this property offers the breathing room and laid-back lifestyle you've been searching for—inside and out!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,454

Sqft

2.53 ac

Lot size

2

Garage

1984

Year built

One

Levels

$187

Per sqft

FireplaceTrees/Woods view

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Skylight(s) · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Brick · Concrete · Stucco
FoundationStem Wall
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Faces Side
ExteriorFrench Doors · Rain Gutters · Storage

Community & fees

Taxes (2025)$27/yr

Utilities & systems

UtilitiesBB/HS Internet Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,067 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,067/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$441KedgeAI estimate $535,135 · range $520K$573K$596K

vs edgeAI estimate

−14.2%

$/sqft vs Lecanto actives

$187 vs $206

Days on market

15 vs 67 typical

Where $187/sqft sits among the 54 Lecanto actives

17
16 · this home
10
3
3
5
$128–172$172–217$217–261$261–306$306–350$350+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lecanto

Get to know Lecanto. See the full Lecanto guide →

LECANTO 34461 — neighborhood snapshot

Population

13,289

Median age

54.8

Median income

$60,795

Median home value

$287,200

Avg household

2.47

Households w/ children

979

For the school run

Citrus County School District

MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★
ElementaryForest Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lecanto market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$340K$346K

Lecanto median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

25 of 54

Lecanto actives have cut their price

Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the LECANTO 34461 median. See the full Lecanto market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $459,000 · 15 days on market since
1984Built · TRACT A FM SUB

Reality check

What actually sold near 2705 W LIVE OAK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2815 N PRESTWICK WAYSold · Aug ’26

$680,000

2815 N PRESTWICK WAY

3 bd · 3 ba · 2,473 sqft · $275/sqft · 163 DOM

2834 N PRESTWICK WAYSold · Dec ’25

$655,000

2834 N PRESTWICK WAY

4 bd · 3 ba · 2,486 sqft · $263/sqft · 51 DOM

1520 W REDDING STSold · Apr ’26

$430,500

1520 W REDDING ST

4 bd · 2.5 ba · 2,406 sqft · $179/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 2705 W LIVE OAK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2705 W LIVE OAK STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2705 W LIVE OAK STREET FAQs

What would the monthly payment be for 2705 W LIVE OAK STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,067/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2705 W LIVE OAK STREET?+

The most recent tax bill on record (2025) was $27. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lecanto?+

At $459,000, this home is listed about 21% above the Lecanto median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2705 W LIVE OAK STREET?+

Lecanto Middle School (middle), Lecanto High School (high), Forest Ridge Elementary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REMAX REALTY ONE · Kim Devane. MLS #OM730169.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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