1637 SW 2ND STREET, OCALA, FL, 34475
Active31 days on marketListed Aug 21, 2026MLS #OM730566
About this home
1637 SW 2ND STREET
This NEW home is strategically priced under $200,000 and the City of Ocala is offering Homebuyer Assistance! The City of Ocala buyer-assistance requirements are included in the photos. This two-bedroom, two-bathroom home is over 1,300 total square feet. It features an open floor plan, inside laundry, a spacious kitchen, and plenty of room to entertain. The owner's suite offers a private retreat with a spacious walk-in closet and a dual vanity in the bathroom, giving you room to get ready without the morning rush. The kitchen adds everyday convenience with generous storage space, making meal prep and organizing a breeze. With an open concept layout connecting the kitchen and living areas, this home is designed for easy living and effortless entertaining. It is located minutes from Downtown Ocala, SR 200, SR 40, and Highway 441, making any commute easy! With new construction, modern finishes, and city assistance available, this is a rare chance to own a brand-new home for less.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,012
Sqft
0.18 ac
Lot size
1
Garage
2026
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,608/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.8%
$/sqft vs Ocala actives
$198 vs $179
Days on market
31 vs 53 typical
Where $198/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1637 SW 2ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$155,000
140 SW 23RD AVENUE
3 bd · 2 ba · 1,032 sqft · $150/sqft · 80 DOM
Sold · Sep ’26$55,000
814 NW 2ND STREET
2 bd · 1 ba · 989 sqft · $56/sqft · 4 DOM
Sold · Jun ’26$145,000
1665 SW 3RD STREET
3 bd · 2 ba · 1,040 sqft · $139/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1637 SW 2ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1637 SW 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1637 SW 2ND STREET FAQs
What would the monthly payment be for 1637 SW 2ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,425/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1637 SW 2ND STREET?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $199,900, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1637 SW 2ND STREET?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Christian Thursby. MLS #OM730566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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