8745 SW 94TH AVENUE, OCALA, FL, 34481
Active2 days on marketListed Aug 24, 2026MLS #OM730646
About this home
8745 SW 94TH AVENUE
Move-in ready and meticulously maintained, this 2016-Bardmore model in Candler Hills of On Top of the World offers 2 bedrooms, 2 baths, a versatile flex room, and an oversized 3-car garage with a rare bonus room. Inside, luxury vinyl plank flooring flows throughout, ceiling fans were added to both bedrooms and the living room, and the entire attic was re-insulated for year-round efficiency and lower utility bills. The kitchen features an upgraded combination standard and convection oven/microwave. The flex room adapts to whatever you need — home office, den, craft studio, hobby room, or guest space. The 3-car garage is the standout. Beyond parking and storage, it includes a fully climate-controlled, locking hobby room with its own HVAC. The garage also features a tankless fast-heat water heater, a whole-house water conditioning system, overhead wall cabinets for off-season storage, keypad entry, and a medium sized wash sink, perfect for garage clean up or dog wash station. Outside, a Generac whole-house generator delivers true peace of mind through Florida storm season. The fenced backyard is ideal for dogs, with a service gate for lawn crews and new shrubs installed in 2026. Enjoy the brick patio just off the lanai, with ceiling fans on both the front porch and lanai for comfortable outdoor living. Additional exterior upgrades include decorative curb edging with stone in place of mulch, front and back rain gutters, an updated irrigation system with new heads.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,075
Sqft
0.24 ac
Lot size
3
Garage
2016
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,626 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,626/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs CANDLER HILLS
$210 vs $203
Days on market
2 vs 53 typical
Where $210/sqft sits among the 34 homes for sale in CANDLER HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 34
CANDLER HILLS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8745 SW 94TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$310,000
8373 SW 82ND LOOP · same community
3 bd · 2 ba · 2,048 sqft · $151/sqft · 97 DOM
Sold · Dec ’25$412,000
10084 SW 85TH PLACE ROAD · same community
2 bd · 2 ba · 2,145 sqft · $192/sqft · 90 DOM
Sold · Dec ’25$435,500
10117 SW 84TH STREET ROAD · same community
2 bd · 2 ba · 2,145 sqft · $203/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8745 SW 94TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8745 SW 94TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8745 SW 94TH AVENUE FAQs
What would the monthly payment be for 8745 SW 94TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,626/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8745 SW 94TH AVENUE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8745 SW 94TH AVENUE?+
The most recent tax bill on record (2025) was $4,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8745 SW 94TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $435,000, this home is listed about 45% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8745 SW 94TH AVENUE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Kelly Smith. MLS #OM730646.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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