130 FINLEY LANE, HAWTHORNE, FL, 32640
Active1 days on marketListed Aug 27, 2026MLS #OM731144
About this home
130 FINLEY LANE
Welcome home to 130 Finley Lane in Hawthorne, Florida! If you’ve been dreaming of space, privacy, and the freedom to enjoy a true country lifestyle, this property delivers. Situated on 2.77 beautiful acres with agricultural zoning, this newly renovated home offers room for animals, hobbies, outdoor activities, gardening, and creating your very own homestead. Verify all permitted uses and animal allowances with the appropriate local authorities. Inside, the home combines comfortable country charm with modern updates. The renovated kitchen features butcher block countertops, stainless-steel appliances, and a beautiful farmhouse-style sink, while the indoor laundry room adds everyday convenience. The home offers oversized bedrooms and generous walk-in closets, giving you the space and storage you’ve been looking for. Outside is where this property truly shines. A massive 24' x 30' carport with an open-gable front provides plenty of covered space for vehicles, equipment, boats, ATVs, or your next project. Enjoy morning coffee, evening sunsets, and peaceful views from the front and rear decks while taking in the privacy of your acreage. The location offers the best of both worlds — peaceful rural living with convenient access to shopping, dining, outdoor recreation, and Gainesville. Enjoy nearby trails, lakes, parks, horseback riding, fishing, kayaking, and the natural beauty that makes this part of Florida special. Gainesville is also within easy reach for additional shopping, restaurants, healthcare, entertainment, and University of Florida activities. Whether you're looking for a mini-farm, animal property, homestead, family home, or simply a peaceful place with room to breathe, this property offers an opportunity to enjoy the Florida countryside without giving up convenience.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,628
Sqft
2.78 ac
Lot size
1993
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.3%
$/sqft vs N/A
$166 vs $281
Days on market
1 vs 69 typical
Where $166/sqft sits among the 264 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $275K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
138 of 264
N/A have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 FINLEY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$250,000
280 OVEROCKER CIRCLE · same community
5 bd · 2 ba · 1,636 sqft · $153/sqft · 10 DOM
Sold · Dec ’25$675,000
37348 TUCKER ROAD · same community
3 bd · 2 ba · 1,580 sqft · $427/sqft · 170 DOM
Sold · Dec ’25$270,000
146 BARRINGTON AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 130 FINLEY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 FINLEY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
130 FINLEY LANE FAQs
What would the monthly payment be for 130 FINLEY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,895/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 130 FINLEY LANE?+
The most recent tax bill on record (2025) was $312. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $269,999, this home is priced right at the Hawthorne median.
Which schools are assigned to 130 FINLEY LANE?+
Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTRAL CITY REALTY · Nathaniel Suleiman. MLS #OM731144.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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