CENTURY 21 Edge
$3,900,0006 bd5 ba6,240 sqft$625 /sqft$24,256 /mo all-in ↓

692 GLADWIN AVENUE, FERN PARK, FL, 32730

Active3 days on marketListed Aug 29, 2026MLS #OM731274

WaterfrontPrivate poolSingle Family ResidencePRAIRE LAKE

About this home

692 GLADWIN AVENUE

**EXCEPTIONAL WATERFRONT ESTATE ON PRIVATE PRAIRIE LAKE.** Set on nearly an acre with sweeping water views, this extraordinary 6,240-square-foot custom contemporary residence offers 6 bedrooms, 5 baths, refined interiors, resort-style outdoor living and direct access to "124-acre private Prairie Lake". A covered dock/slip, boat lift, dual jet-ski dock and private boat launch put boating, fishing, water skiing and jet skiing right outside your door. Adding to its distinction, Prairie Lake offers private-use seaplane access, a rare feature among Central Florida residential lakes. Designed to capture the views, soaring ceilings, dramatic expanses of glass and an open, light-filled floor plan are accented by 7.5-inch white oak plank flooring, honed marble, Kolbe windows and doors, and LaCantina folding doors connecting indoor and outdoor living. A dramatic 73-inch gas fireplace anchors the main gathering space. The showpiece chef's kitchen features ceiling-height Omega cabinetry, Cambria Brittanica quartz and a 14-foot waterfall island. Professional-grade appointments include a 54-inch Bluestar commercial refrigerator, 48-inch Bluestar 8-burner gas range, Fisher & Paykel double-drawer dishwasher, Zephyr custom hood, dual-zone wine/beverage refrigeration, apron-front and prep sinks, Newport Brass fixtures and pot filler. The main-level primary suite is a private waterfront retreat with spectacular lake views and Kolbe French doors opening to the pool deck. The spa-inspired bath showcases Bianco Puro marble flooring and shower, Omega cabinetry, dual Cambria Brittanica quartz vanities, oversized soaking tub and separate his-and-hers custom walk-in closets. Each additional bedroom enjoys its own private bath with great views. Upstairs, a second living area overlooking the lake joins a dedicated theater with 120-inch screen. Two laundry rooms—one on each level—add convenience. Outside, enjoy your own private waterfront resort with a saltwater pool, waterfall, fire bowls, hot tub, full summer kitchen, motorized retractable screens and lakeside fire pit. The covered waterfront facilities include a ShoreStation 5,000-lb electric/hydraulic boat lift with solar charging, Wave Armor dual jet-ski dock and private boat launch. Additional features include a **36 kW Generac whole-house generator, buried 500-gallon propane tank and two Carrier HVAC systems with three-zone climate control. Remarkably private yet exceptionally connected, this Seminole County estate is convenient to Winter Park, Maitland, Altamonte Springs and Lake Mary, with easy access to Downtown Orlando, Orlando International Airport, major business centers, world-class dining and shopping, professional sports, entertainment, beaches and Central Florida's renowned theme parks and attractions. Enjoy the serenity of private lakefront living while remaining connected to everything greater Orlando has to offer. This luxury estate presents as a rare opportunity to experience luxury Central Florida waterfront living at its finest.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

6,240

Sqft

0.98 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$625

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiable

Inside

FlooringMarble · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryCommon Area · Inside · Upper Level
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump · Zoned
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock · Slab
ViewPool · Water
FacesNorthwest
ExteriorBalcony · Fire Pit · French Doors · Lighting · Outdoor Kitchen · Outdoor Shower

Community & fees

Taxes (2025)$19,073/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Propane · Public
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$24,256 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,044
PMI (est., until 20% equity)$1,463
Property tax — 2025 actual bill$1,589
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $390,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $390,000
Interest rate6.00%
Loan term

Estimated payment

$24,256/mo

Principal & interest$21,044
PMI (est., until 20% equity)$1,463
Property taxes (actual bill)$1,589
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fern Park actives

$625 vs $248

Days on market

3 vs 21 typical

Where $625/sqft sits among the 10 Fern Park actives

4
5
1
0
0
0 · this home
$134–216$216–298$298–380$380–461$461–543$543+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fern Park

Drive times from this address

Downtown Orlando16 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)32 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fern Park. See the full Fern Park guide →

FERN PARK 32730 — neighborhood snapshot

Population

6,158

Median age

40

Median income

$47,154

Median home value

$284,800

Avg household

2.09

Households w/ children

812

For the school run

Seminole County School District

ElementaryEnglish Estates Elementary School★★★★★
MiddleSouth Seminole Middle School★★★★★
HighLake Howell High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fern Park market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$355K$334K

Fern Park median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

6 of 10

Fern Park actives have cut their price

Median sold price, Fern Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1111% above the FERN PARK 32730 median. See the full Fern Park market guide →

Paper trail

This home's history

Aug 29, 2026Listed at $3,900,000 · 3 days on market since
2023Built · PRAIRE LAKE

Reality check

What actually sold near 692 GLADWIN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1256 WELLINGTON TERRACESold · Jun ’26

$1,090,000

1256 WELLINGTON TERRACE

5 bd · 4.5 ba · 4,280 sqft · $255/sqft · 94 DOM

1232 WELLINGTON TERRACESold · Jan ’26

$1,199,500

1232 WELLINGTON TERRACE

5 bd · 3 ba · 3,671 sqft · $327/sqft · 0 DOM

381 PRAIRIE LAKE COVESold · May ’26

$975,000

381 PRAIRIE LAKE COVE

5 bd · 3 ba · 2,981 sqft · $327/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 692 GLADWIN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 692 GLADWIN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

692 GLADWIN AVENUE FAQs

What would the monthly payment be for 692 GLADWIN AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,256/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 692 GLADWIN AVENUE?+

The most recent tax bill on record (2025) was $19,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fern Park?+

At $3,900,000, this home is listed about 1071% above the Fern Park median of $333,000. The market section on this page shows how the area is trending.

Which schools are assigned to 692 GLADWIN AVENUE?+

English Estates Elementary School (elementary), South Seminole Middle School (middle), Lake Howell High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,900,000 runs 1111% above the FERN PARK 32730 median — but at 6,240 sqft it's also nearly 3 times the size of the typical Fern Park listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Fern Park market that averages 21 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Tammy Jo Gaylord. MLS #OM731274.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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