CENTURY 21 Edge
$599,9905 bd5.5 ba5,360 sqft$112 /sqft$4,362 /mo all-in ↓

1238 FLOTILLA DRIVE, HOLIDAY, FL, 34690

Active3 days on marketListed Aug 31, 2026MLS #OM731368

WaterfrontPrivate poolSingle Family ResidenceFOREST HILLS UN #22

About this home

1238 FLOTILLA DRIVE

PRICED TO SELL * HERE'S ANOTHER OPPORTUNITY TO PURCHASE THIS UNIQUE AND MAGNIFICENT WATERFRONT HOME, SURROUNDED ON THREE SIDES BY SPECTACULAR WATER VIEWS * THIS HOME WITH SPANISH AND MEDITTERANEAN ARCHITECTURE, FEATURES SUCH AS BEAMED CEILINGS AND ARCHED OPENINGS THROUGHOUT IS VERY SPACIOUS AND HAS AN ATTRACTIVE LAYOUT ON TWO FLOORS * TWO MASTER BEDROOMS, EACH ACCESSED BY TWO SEPARATE STAIRWAYS OPEN UP TO DECKS WITH UNOBSTRUCTED WATER VIEWS * BEAUTIFUL MARBLED DESIGN CERAMIC TILE THROUGHOUT HOME * THE GROUND FLOOR IS ACCESSED BY A WELCOMING FOYER WITH STEP DOWN TO A LARGE LIVING ROOM ON ONE SIDE AND OFFICE/TV ROOM ON THE OTHER * HALLWAY LEADS TO A LARGE LIBRARY, A HALF BATH AND A STAIRWAY TO THE SECOND FLOOR * FOUR BEDROOMS AND 3 FULL BATHS GREET YOU WITH SERENE AND PEACEFUL VIEWS OF THE ANCLOTE RIVER * UPGRADES BY THE PRESENT OWNERS INCLUDE THREE AC SYSTEMS REPLACED WITHIN THE LAST 4 YREARS * 1 YR OLD HOT WATER HEATER * NEW KITCHEN WITH AMPLE CABINETS, ISLAND WITH SITTING AREA AND A SPACIOUS DINING AREA LEADING OUT TO THE POOL * THE GROUND FLOOR ALSO PROVIDES A MASSIVE GAMES ROOM WITH A WOOD BURNING FIREPLACE * PERFECT FOR GATHERINGS AND ENTERTAINTMENT * A FULL BATH WITH A SAUNA ADDS TO THE COMFORT OF THIS HOME * WALK OUTSIDE TO THE COVERED DECK FOR YEAR ROUND USE, HUGE PAVED DECK, POOL GAZEBO AND WATER VIEWS ALL AROUND. WITH 630 FEET OF WATERFRONT WALL PROVIDES NEW OWNERS THE OPPORTUNITY TO BUILD A DOCK WITH A BOAT LIFT AND POSSIBLY A BOATHOUSE * THE LARGE PIECE OF PROPERTY IS PERFECT FOR LOTS OF OUTDOOR ACTIVITIES * LOTS PARKING SPACE FOR MULTIPLE BIG TOYS AND VEHICLES * 3 LARGE OPEN GARAGE SPACES * DON'T MISS THIS ONCE IN A LIFETIME OPPORTUNITY TO OWN A BEAUTIFUL PIECE OF PARADISE * Characters Remaining: 1731 *

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

5,360

Sqft

1.18 ac

Lot size

1

Garage

1971

Year built

Two

Levels

$112

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · PrimaryBedroom Upstairs · Solid Surface Counters
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingCircular Driveway
ExteriorBasketball Court · Garden

Community & fees

Taxes (2025)$8,869/yr

Utilities & systems

UtilitiesWater Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,362 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$739
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,999
Interest rate6.00%
Loan term

Estimated payment

$4,362/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$739
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Holiday actives

$112 vs $188

Days on market

3 vs 45 typical

Where $112/sqft sits among the 270 Holiday actives

34 · this home
45
62
44
49
36
$112–138$138–165$165–192$192–218$218–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

The numbers that matter

The Holiday market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$233K$232K

Holiday median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

166 of 270

Holiday actives have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the Holiday median. See the full Holiday market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $599,990 · 3 days on market since
1971Built · FOREST HILLS UN #22

Reality check

What actually sold near 1238 FLOTILLA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6615 RIDGE TOP DRIVESold · Jun ’26

$1,325,000

6615 RIDGE TOP DRIVE

5 bd · 6 ba · 5,450 sqft · $243/sqft · 7 DOM

948 RIVERSIDE RIDGE ROADSold · Aug ’26

$1,425,000

948 RIVERSIDE RIDGE ROAD

4 bd · 3.5 ba · 4,579 sqft · $311/sqft · 51 DOM

2901 ST ANDREWS BOULEVARDSold · Aug ’26

$1,050,000

2901 ST ANDREWS BOULEVARD

4 bd · 5 ba · 4,371 sqft · $240/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1238 FLOTILLA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1238 FLOTILLA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1238 FLOTILLA DRIVE FAQs

What would the monthly payment be for 1238 FLOTILLA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1238 FLOTILLA DRIVE?+

The most recent tax bill on record (2025) was $8,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holiday?+

At $599,990, this home is listed about 150% above the Holiday median of $239,950. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$599,990 runs 150% above the Holiday median — but at 5,360 sqft it's also nearly 5 times the size of the typical Holiday listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Holiday market that averages 45 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Theresa Legatti. MLS #OM731368.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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