CENTURY 21 Edge
$399,0003 bd2 ba1,663 sqft$240 /sqft$3,033 /mo all-in ↓

5585 SW 85TH AVENUE ROAD, OCALA, FL, 34481

Active17 days on marketListed Sep 4, 2026MLS #OM731493

Single Family ResidenceSTONE CREEK SUNDANCE

About this home

5585 SW 85TH AVENUE ROAD

Welcome to 5585 SW 85th Ave Rd, a beautifully upgraded 2023-built Cresswind model offering 3 bedrooms, 2 bathrooms, 1,663 sq. ft. of living space, and a 2-car garage. From the moment you arrive, this home feels fresh and welcoming. A new front lawn, decorative stone landscaping, and freshly painted exterior in 2026 create attractive curb appeal and set the tone for what awaits inside. Step through the front door into a bright, comfortable home designed for easy Florida living. New laminate flooring flows throughout?no carpet anywhere! Accent walls, window shutters, ceiling fans, closet organizers, and thoughtful finishing touches give the home a polished, move-in-ready feel. The kitchen is ready to become the heart of the home, featuring granite countertops, stainless steel appliances, and a reverse-osmosis drinking water system under the sink. The open layout keeps you connected to the living and dining areas, whether you're preparing a quiet breakfast or entertaining friends and family. Open the sliding doors and extend your living space onto the screened lanai. Picture enjoying your morning coffee here, relaxing with a book in the afternoon, or sharing an evening meal with friends while enjoying the Florida weather. The primary suite provides a comfortable private retreat with organized closet storage and an updated en-suite bath. The original tub has been replaced with a walk-in shower enclosure, along with an updated faucet and 19-inch comfort-height toilet. A separate office area with added shelving provides valuable space for a home office, hobbies, reading, or displaying your favorite collections. Practical upgrades include a whole-house water softener, vertical blinds at the sliding doors, a front-door shade, closet organizers throughout, and ceiling fans. Even the 2-car garage has been improved with a protective floor coating and added attic storage with staircase access. And the lifestyle extends well beyond the front door. Located in Stone Creek by Del Webb, one of Ocala?s sought-after 55+ communities, you'll have the opportunity to enjoy an active Florida lifestyle surrounded by recreation, activities, neighbors, and opportunities to stay connected.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,663

Sqft

0.15 ac

Lot size

2

Garage

2023

Year built

One

Levels

$240

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewGarden
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$305/mo
Taxes (2025)$514/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,033 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$43
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,033/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$43
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$316KedgeAI estimate $350,515 · range $329K$380K$415K

vs edgeAI estimate

+13.8%

$/sqft vs Ocala actives

$240 vs $179

Days on market

17 vs 53 typical

Where $240/sqft sits among the 400 Ocala actives

203
133
26 · this home
7
9
22
$126–180$180–233$233–286$286–340$340–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementarySaddlewood Elementary School★★★★★
MiddleLiberty Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$285K$283K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

224 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $399,000 · 17 days on market since
2023Built · STONE CREEK SUNDANCE

Reality check

What actually sold near 5585 SW 85TH AVENUE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9582 SW 70TH LOOPSold · Mar ’26

$199,531

9582 SW 70TH LOOP

2 bd · 2 ba · 1,696 sqft · $118/sqft · 163 DOM

9160 SW 70TH LOOPSold · Aug ’26

$301,203

9160 SW 70TH LOOP

2 bd · 2 ba · 1,626 sqft · $185/sqft · 8 DOM

9315 SW 66TH LOOPSold · Oct ’25

$310,000

9315 SW 66TH LOOP

2 bd · 2 ba · 1,596 sqft · $194/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5585 SW 85TH AVENUE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5585 SW 85TH AVENUE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5585 SW 85TH AVENUE ROAD FAQs

What would the monthly payment be for 5585 SW 85TH AVENUE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,033/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5585 SW 85TH AVENUE ROAD?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5585 SW 85TH AVENUE ROAD?+

The most recent tax bill on record (2025) was $514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5585 SW 85TH AVENUE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $399,000, this home is listed about 33% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5585 SW 85TH AVENUE ROAD?+

West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Mercy Reyes-Rubin. MLS #OM731493.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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