8346 SW 97TH AVENUE, OCALA, FL, 34481
Active13 days on marketListed Sep 8, 2026MLS #OM731743
About this home
8346 SW 97TH AVENUE
Exceptional Dunbar in Ashford at Candler Hills! This beautifully upgraded Dunbar offers 3 bedrooms, 3 bathrooms, and a highly desirable 3-way split floor plan that provides privacy and flexibility for owners and guests alike. The split garage-featuring a 2.5-car garage plus an additional 1.5-car garage-provides exceptional flexibility with tons of parking and storage options, along with plenty of room for golf carts, hobbies, or a workshop. The gourmet kitchen is perfectly sized for the culinary enthusiast, featuring staggered solid maple cabinets with a smoky brown stain, full-extension dovetail construction, soft-close features, and crown molding. The island features full-wrap cabinetry for additional storage, while high-end quartz countertops complement the cabinetry and glass mosaic backsplash. Under-cabinet lighting and designer pendant lighting add both function and style. Stainless steel appliances include a gas cooktop, built-in oven and microwave, and stainless-steel farmhouse sink. The spacious primary suite easily accommodates oversized furniture and features an ensuite bath with dual-sink vanity and a large walk-in shower finished with upgraded tile extending to the ceiling. The generous primary closet maintains the convenience of a private owner?s entry directly into the laundry room. The second bedroom offers its own ensuite bathroom with a shower finished in upgraded tile, making it ideal for guests or extended stays. The third bedroom and adjacent bathroom provide a private retreat for guests and are equally well suited for a home office. Additional upgrades include tile plank flooring throughout, crown molding in the living areas, and tray ceilings in the foyer, great room, and primary bedroom. A versatile bonus nook provides the perfect opportunity for a cozy reading area, home office, hobby space, or even an entertainment bar. Located in Ashford in Candler Hills at On Top of the World, this home offers access to Candler Hills private amenities, including the nearby Summit, while also enjoying all the amenities available throughout On Top of the World. Curbside waste collection adds another layer of convenience. On Top of the World is Ocala's premier 55+ active adult, golf resort with world-class amenities and golf cart access to shopping, dining, entertainment, banking, health, and beauty.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,307
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,409 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,409/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs CANDLER HILLS
$228 vs $210
Days on market
13 vs 53 typical
Where $228/sqft sits among the 43 homes for sale in CANDLER HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
9 of 43
CANDLER HILLS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8346 SW 97TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$321,000
8423 SW 82ND CIRCLE · same community
3 bd · 2 ba · 2,283 sqft · $141/sqft · 242 DOM
Sold · Apr ’26$378,000
8737 SW 83RD CIRCLE · same community
3 bd · 2 ba · 2,280 sqft · $166/sqft · 38 DOM
Sold · Dec ’25$438,000
8484 SW 99TH CIRCLE · same community
3 bd · 3 ba · 2,373 sqft · $185/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8346 SW 97TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8346 SW 97TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8346 SW 97TH AVENUE FAQs
What would the monthly payment be for 8346 SW 97TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,409/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8346 SW 97TH AVENUE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8346 SW 97TH AVENUE?+
The most recent tax bill on record (2025) was $6,718. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8346 SW 97TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $525,000, this home is listed about 76% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8346 SW 97TH AVENUE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Tammy Coughlin. MLS #OM731743.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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