4434 SW 54TH TERRACE, OCALA, FL, 34482
Active4 days on marketListed Sep 17, 2026MLS #OM732389
About this home
4434 SW 54TH TERRACE
Great opportunity to rent this beautiful furnished modern-style home in one of the most desirable subdivision on the NW side of Ocala, just 8 minutes from the World Equestrian Center(WEC). This spacious property features 3 bedrooms, 3 bathrooms, plus a den perfect for a home office, media room or guest space. Elegant barn doors add character and style to both the den and the guest bathroom. The open-concept floor plan seamlessly combines the kitchen, dinning area and living room, creating a bright and inviting space ideal for entertaining and every day living. The modern kitchen is equipped with stainless steal appliances, ample cabinetry, and a functional layout. The bedrooms are generously sized, including a spacious primary suite and a guest bedroom with its own private bathroom, providing extra comfort and privacy for family or visitors. The home also includes 2-car garage plus a third garage space perfect for parking a golf cart or extra storage. Step outside to enjoy the fenced backyard, perfect for pets, outdoor activities, or relaxing evenings. the community counts with outstanding amenities, beautifully maintained common areas, and convenient access to shopping, dinning, and equestrian events.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,362
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$195 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$2 vs $180
Days on market
4 vs 53 typical
Where $2/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4434 SW 54TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$318,000
5600 NW 27TH PLACE
3 bd · 2 ba · 2,367 sqft · $134/sqft · 154 DOM
Sold · Mar ’26$285,000
5858 NW 27TH PLACE
3 bd · 2 ba · 2,382 sqft · $120/sqft · 104 DOM
Sold · Jun ’26$338,000
2699 NW 58TH TERRACE
3 bd · 2 ba · 2,272 sqft · $149/sqft · 489 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4434 SW 54TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4434 SW 54TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4434 SW 54TH TERRACE FAQs
What would the monthly payment be for 4434 SW 54TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $195/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4434 SW 54TH TERRACE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $4,800, this home is listed about 98% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4434 SW 54TH TERRACE?+
Fessenden Elementary School (elementary), North Marion Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34482 market on paper
$4,800 is 98% below the OCALA 34482 median of $261,450, and at $2/sqft it sits under the Ocala average of $206.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 4 days on market in a Ocala market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Andres Murrle. MLS #OM732389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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