CENTURY 21 Edge
SoldSold Mar 2023
$450,000Sold Mar 2023Listed at $489,0004 bd3 ba2,374 sqft$206 /sqft

345 RUBY LAKE LOOP, WINTER HAVEN, FL, 33884

Sold1315 days on marketListed Dec 12, 2022Sold Mar 10, 2023MLS #P4923786

Reduced $30KPrivate poolSingle Family ResidenceRUBY LAKE PHASE 02 PB 106 PG 10

About this home

345 RUBY LAKE LOOP

You absolutley have to put this Amazing 4 bedroom 3 bath home on your list! Featuring a Newer Roof (Less than 2 years old) New Solar Bear Solar Panels, New Flooring through out makes it a Must See. The home is situated in Ruby Lake, one of the most sought-after neighborhoods in South-East Polk County. To begin your tour of the new home, enter the double doors with leaded glass You enter a beautiful formal open and spacious living room. A formal dining room with a coffered ceiling is located on the left. The waterfall-filled pool is clearly visible straight ahead. The pool and back yard can be seen beautifully through a window with mitered glass corners in the breakfast area. To the right are the spacious master bedroom and bathroom, Sliding glass doors in the master bedroom lead directly to the lanai. Well manicured lawn and lovely landscaping welcome you to the home. Straight ahead is a great view of the crystal clear pool. The master bath has double separated vanities, a garden tub and a separate shower as well as two walk-in closets. A granite breakfast bar overlooks the family room with built-in cabinetry for your TV and stereo equipment. The kitchen has genrous amounts of counter space and a closet pantry with updated appliances. The inside laundry room, complete with (washer and dryer that stay with the home), is just to the right of the kitchen. Large arches and crown molding accent most of the home. On the left of the family room are two bedrooms and a guest bath. As you go toward the back of the home, there is a 4th bedroom and a bath that exits out to the pool area. All flooring in the home is new! 10 and 12 foot ceilings accentuate the great space in the home! The lovely back yard is completely privacy fenced for your pool parties or just spending a quiet afternoon or evening outside. The pool is complete with a rainbow of lighting for your evening swims or just relaxing in the lanai. This gated community is close to all shopping with easy access to Cypress Gardens Blvd. and Highway 27 with easy accessto Orlando and Tampa. Life doesn't get much better than this! Book your appointment to see this great home before it is gone!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,374

Sqft

0.24 ac

Lot size

2

Garage

1998

Year built

One

Levels

$206

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$56/mo
Taxes (2020)$4,792/yr
PetsYes
CommunityWaterfront · Gated

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Haven actives

$206 vs $171

Days on market

1315 vs 42 typical

Where $206/sqft sits among the 400 Winter Haven actives

44
61
111
107
33 · this home
44
$102–126$126–151$151–175$175–199$199–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 345 RUBY LAKE LOOP

Get to know Winter Haven. See the full Winter Haven guide →

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

208 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the Winter Haven median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $489,000 $30K
Dec 12, 2022Listed at $519,000 · 1315 days on market since
1998Built · RUBY LAKE PHASE 02 PB 106 PG 10

Reality check

What actually sold near 345 RUBY LAKE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3820 TRADITIONS BOULEVARD NSold · May ’26

$380,000

3820 TRADITIONS BOULEVARD N

3 bd · 2 ba · 2,400 sqft · $158/sqft · 0 DOM

3686 PLYMOUTH DRIVESold · Jul ’26

$325,000

3686 PLYMOUTH DRIVE

4 bd · 3 ba · 2,404 sqft · $135/sqft · 220 DOM

3711 PLYMOUTH DRIVESold · Dec ’25

$362,000

3711 PLYMOUTH DRIVE

4 bd · 3 ba · 2,322 sqft · $156/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 345 RUBY LAKE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 345 RUBY LAKE LOOP — before you fall in love.

Selling nearby?

What's your home worth today?

This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.

The brief

Four things that matter here

01Positioned at the premium end

$489,000 runs 72% above the Winter Haven median — but at 2,374 sqft it's also 44% larger than the typical Winter Haven listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

1315 days on market against a Winter Haven median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $519,000, now $489,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1. MLS #P4923786.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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