CENTURY 21 Edge

447 PINE LOOP, FROSTPROOF, FL, 33843

Active520 days on marketListed Feb 14, 2025MLS #P4933735

LILY LAKE GOLF & RV RESORT PH 01

About this home

447 PINE LOOP

Unique RV Lot with Amenities in Lily Lake Golf & RV Resort! Welcome to 447 Pine Loop, a fantastic opportunity to own your own RV lot with No rear neighbors! Perfect location for immediate upscale RV living or for future permanent development, this lot features an updated and expanded cement pad, providing a solid foundation for your home or RV setup. This lot comes ready with extras, including a golf cart, making it easy to explore the community, and a shed with a washer and dryer for added convenience. Enjoy outdoor living with included patio furniture, perfect for relaxing and soaking up the Florida sunshine. Lily Lake Golf & RV Resort is a welcoming 55+ community with incredible amenities, including a golf course, heated pool, pickle ball court, clubhouse, tennis courts, shuffleboard, and a variety of social activities. So whether you're looking to golf, stay active, or simply unwind in a friendly neighborhood, this community has it all. Don’t miss this rare chance to own a lot in one of Central Fl most sought-after 55+ golfing communities. Call today to learn more about 447 Pine Loop and start enjoying the Florida lifestyle!

Facts & features

The home at a glance

0.07 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesNortheast

Community & fees

HOA fee$206/mo
Taxes (2024)$660/yr
PetsYes
CommunityFitness Center · Golf Carts OK · Golf · Pool · Racquetball · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$927 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$471
FHA mortgage insurance (est.)$35
Property tax — 2024 actual bill$55
HOA fee — from the listing$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,800
Interest rate6.00%
Loan term

Estimated payment

$927/mo

Principal & interest$471
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$55
HOA / condo fee$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Frostproof

Map of 447 PINE LOOP

Drive times from this address

Walt Disney World74 min

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

Feb 14, 2025Listed at $80,000 · 520 days on market since

Reality check

What actually sold near 447 PINE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

228 BIG PINE AVENUE SSold · Mar ’26

$115,000

228 BIG PINE AVENUE S · same community

1 bd · 1 ba · 480 sqft · $240/sqft · 134 DOM

178 LILY CREEK WAYSold · Apr ’26

$128,000

178 LILY CREEK WAY · same community

1 bd · 1 ba · 499 sqft · $257/sqft · 159 DOM

194 BIG PINE AVENUE SSold · May ’26

$110,000

194 BIG PINE AVENUE S · same community

1 bd · 1 ba · 700 sqft · $157/sqft · 402 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 447 PINE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 447 PINE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

447 PINE LOOP FAQs

What would the monthly payment be for 447 PINE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $927/mo — principal and interest, the actual property-tax bill, the $206/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 447 PINE LOOP?+

The association fee works out to $206 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 447 PINE LOOP?+

The most recent tax bill on record (2024) was $660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 447 PINE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Frostproof?+

At $80,000, this home is listed about 71% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 447 PINE LOOP?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Don Jerue. MLS #P4933735.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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