
3245 PRAIRIE DUNES CIRCLE E, LAKELAND, FL, 33810
Active444 days on marketListed May 18, 2025MLS #P4934841
About this home
3245 PRAIRIE DUNES CIRCLE E
Seller is ready to sell... Welcome to 3245 Prairie Dunes Circle E – a beautifully maintained 2-bedroom, 2-bathroom home located in the desirable 55+ gated community of Highland Fairways. This charming residence offers a perfect blend of comfort, convenience, and privacy in a tranquil golf course setting. Step inside to discover an inviting open floor plan that seamlessly connects the living and dining areas—ideal for both relaxing and entertaining. The kitchen has been updated with sleek stainless-steel appliances. Key upgrades completed in 2021 include a new roof, a new A/C unit, and updated windows for added peace of mind, hot water heater replaced 2025. and garage door appears to have been updated as well. The primary bathroom features a walk-in bathtub/shower combo with soothing whirlpool jets—perfect for unwinding after a long day. Enjoy your morning coffee in the cozy breakfast nook, which opens through sliding doors to a screened-in patio overlooking an oversized, private backyard—an ideal space for outdoor enjoyment. Irrigation system in place to maintain a beautiful yard. This home has plenty of storage closets throughout the home and spacious cabinet space in the kitchen. Highland Fairways have exceptional value with lower HOA dues compared to most golf communities. Residents enjoy access to a wide range of amenities including golf, a clubhouse, pool and social activities—all in a beautifully maintained setting. Conveniently located between Tampa and Orlando, you’ll have easy access to shopping, dining, and entertainment while still enjoying a peaceful, resort-style lifestyle. A shopping center is across the street which includes a Publix, and you are only a short distance to I-4. Don't miss your chance to own this lovely home in one of Lakeland’s most sought-after 55+ communities. Schedule your showing today and discover the lifestyle that awaits you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,045
Sqft
0.15 ac
Lot size
1
Garage
1991
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,890 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,890/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
$/sqft vs Lakeland actives
$215 vs $195
Days on market
444 vs 42 typical
Where $215/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
191 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3245 PRAIRIE DUNES CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$199,500
3158 PEBBLE BEND DRIVE
2 bd · 2 ba · 1,034 sqft · $193/sqft · 142 DOM
Sold · Dec ’25$199,000
2243 SEA ISLAND CIRCLE N
2 bd · 2 ba · 1,057 sqft · $188/sqft · 22 DOM
Sold · Sep ’25$111,000
1729 BUSH AVENUE
3 bd · 1 ba · 1,080 sqft · $103/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3245 PRAIRIE DUNES CIRCLE E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3245 PRAIRIE DUNES CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3245 PRAIRIE DUNES CIRCLE E FAQs
What would the monthly payment be for 3245 PRAIRIE DUNES CIRCLE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,890/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3245 PRAIRIE DUNES CIRCLE E?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3245 PRAIRIE DUNES CIRCLE E?+
The most recent tax bill on record (2024) was $1,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3245 PRAIRIE DUNES CIRCLE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $224,900, this home is listed about 34% below the Lakeland median of $339,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the LAKELAND 33810 market on paper
$224,900 is 33% below the LAKELAND 33810 median of $335,000.
02Time on market is leverage
444 days on market against a Lakeland median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $239,500, now $224,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sherry Sapp. MLS #P4934841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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