CENTURY 21 Edge
$224,900$239,5002 bd2 ba1,045 sqft$215 /sqft$1,890 /mo all-in ↓

3245 PRAIRIE DUNES CIRCLE E, LAKELAND, FL, 33810

Active444 days on marketListed May 18, 2025MLS #P4934841

Priced 33% below the LAKELAND 33810 medianReduced $15KSingle Family ResidenceHIGHLAND FAIRWAYS PH II-A

About this home

3245 PRAIRIE DUNES CIRCLE E

Seller is ready to sell... Welcome to 3245 Prairie Dunes Circle E – a beautifully maintained 2-bedroom, 2-bathroom home located in the desirable 55+ gated community of Highland Fairways. This charming residence offers a perfect blend of comfort, convenience, and privacy in a tranquil golf course setting. Step inside to discover an inviting open floor plan that seamlessly connects the living and dining areas—ideal for both relaxing and entertaining. The kitchen has been updated with sleek stainless-steel appliances. Key upgrades completed in 2021 include a new roof, a new A/C unit, and updated windows for added peace of mind, hot water heater replaced 2025. and garage door appears to have been updated as well. The primary bathroom features a walk-in bathtub/shower combo with soothing whirlpool jets—perfect for unwinding after a long day. Enjoy your morning coffee in the cozy breakfast nook, which opens through sliding doors to a screened-in patio overlooking an oversized, private backyard—an ideal space for outdoor enjoyment. Irrigation system in place to maintain a beautiful yard. This home has plenty of storage closets throughout the home and spacious cabinet space in the kitchen. Highland Fairways have exceptional value with lower HOA dues compared to most golf communities. Residents enjoy access to a wide range of amenities including golf, a clubhouse, pool and social activities—all in a beautifully maintained setting. Conveniently located between Tampa and Orlando, you’ll have easy access to shopping, dining, and entertainment while still enjoying a peaceful, resort-style lifestyle. A shopping center is across the street which includes a Publix, and you are only a short distance to I-4. Don't miss your chance to own this lovely home in one of Lakeland’s most sought-after 55+ communities. Schedule your showing today and discover the lifestyle that awaits you!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,045

Sqft

0.15 ac

Lot size

1

Garage

1991

Year built

One

Levels

$215

Per sqft

55+ community

Inside

FlooringTile
AppliancesDryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · High Ceilings · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$215/mo
Taxes (2024)$1,100/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,890 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property tax — 2024 actual bill$92
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,872
Interest rate6.00%
Loan term

Estimated payment

$1,890/mo

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property taxes (actual bill)$92
HOA / condo fee$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $240,611 · range $237K$249K$259K

vs edgeAI estimate

−6.5%

$/sqft vs Lakeland actives

$215 vs $195

Days on market

444 vs 42 typical

Where $215/sqft sits among the 400 Lakeland actives

71
138
105 · this home
40
19
27
$127–162$162–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 3245 PRAIRIE DUNES CIRCLE E

Drive times from this address

Downtown Tampa37 min
Walt Disney World40 min
Tampa Int’l Airport (TPA)49 min
Universal Orlando50 min
Downtown Orlando56 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

191 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $224,900 $15K
May 18, 2025Listed at $239,500 · 444 days on market since
1991Built · HIGHLAND FAIRWAYS PH II-A

Reality check

What actually sold near 3245 PRAIRIE DUNES CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3158 PEBBLE BEND DRIVESold · Aug ’25

$199,500

3158 PEBBLE BEND DRIVE

2 bd · 2 ba · 1,034 sqft · $193/sqft · 142 DOM

2243 SEA ISLAND CIRCLE NSold · Dec ’25

$199,000

2243 SEA ISLAND CIRCLE N

2 bd · 2 ba · 1,057 sqft · $188/sqft · 22 DOM

1729 BUSH AVENUESold · Sep ’25

$111,000

1729 BUSH AVENUE

3 bd · 1 ba · 1,080 sqft · $103/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3245 PRAIRIE DUNES CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3245 PRAIRIE DUNES CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3245 PRAIRIE DUNES CIRCLE E FAQs

What would the monthly payment be for 3245 PRAIRIE DUNES CIRCLE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,890/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3245 PRAIRIE DUNES CIRCLE E?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3245 PRAIRIE DUNES CIRCLE E?+

The most recent tax bill on record (2024) was $1,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3245 PRAIRIE DUNES CIRCLE E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $224,900, this home is listed about 34% below the Lakeland median of $339,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the LAKELAND 33810 market on paper

$224,900 is 33% below the LAKELAND 33810 median of $335,000.

02Time on market is leverage

444 days on market against a Lakeland median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $239,500, now $224,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Sherry Sapp. MLS #P4934841.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3245 PRAIRIE DUNES CIRCLE E, LAKELAND, FL — 2 Bed, 2 Bath — $224,900 | CENTURY 21 Edge