CENTURY 21 Edge
$374,000$384,9003 bd2.5 ba1,906 sqft$196 /sqft$2,807 /mo all-in ↓

4428 MENDAVIA DRIVE, SEBRING, FL, 33872

Active323 days on marketListed Aug 22, 2025MLS #P4936015

Reduced $11KSingle Family ResidenceSUN N LAKE

About this home

4428 MENDAVIA DRIVE

Discover Unparalleled Privacy and Spacious Living in Sebring’s Premier Golf Community! Escape to a world of tranquility and elegance in this meticulously maintained home, perfectly situated in the exclusive Preserves of Sun 'n Lake. This isn't just a home; it’s a private retreat where luxurious community living meets the serene beauty of a protected nature preserve right in your backyard. If you’ve been searching for space, privacy, and an exceptional lifestyle, your search ends here. Step inside and be greeted by an atmosphere of light and volume, accentuated by soaring vaulted ceilings and an abundance of natural light streaming through large windows. With nearly 2,000 square feet of thoughtfully designed living area, this beautiful 3-bedroom, 2-bathroom home offers a place for everything and everyone. The heart of the home is designed for both casual living and formal entertaining. A bright, welcoming kitchen with an adjacent dinette provides the perfect spot for morning coffee and everyday meals. For more formal occasions, a designated formal dining room awaits your special gatherings. The floors throughout are a tasteful blend of luxurious tile and plush, finished carpeting, creating a warm and inviting environment. One of the home's most impressive features is the large, light-filled Florida room at the back. This versatile space is your year-round haven for relaxation, entertaining, or simply enjoying the peaceful views of your private, natural backdrop. With no neighbors in the back, your view is of the pristine, protected land of The Preserves, where you can enjoy the sights and sounds of local wildlife. Unique details set this home apart, from the elegant, over-sized French doors in the hallways to the incredibly functional laundry room complete with a washer, dryer, and deep sink. The very large 2.5-car garage has been transformed into a spacious multi-purpose room with finished carpeting—perfect as a game room, hobby area, or home gym, yet easily converted back for vehicle storage. The long, double-deep driveway provides ample parking for family and guests. Living in Sun 'n Lake offers access to a world-class championship golf course and a vibrant community atmosphere. Yet, your home remains a sanctuary. You are just minutes from Sebring's best shopping and dining, including Publix, The Home Depot, Lowe's, and Olive Garden. For a world-class escape, the magic of Orlando’s theme parks—Walt Disney World, Universal Studios, and SeaWorld—is just a moderate drive away. This is a rare opportunity to own a home that truly offers the best of both worlds: community luxury and unparalleled natural privacy. These are the Key Property Highlights: 3 Bedrooms & 2 Full Bathrooms Nearly 2,000 Sq. Ft. of Living Area Premium Lot Backing to a Protected Nature Preserve (No Rear Neighbors!) Spacious Florida Room for Year-Round Enjoyment Formal Dining Room & Casual Dinette Large 2.5 Car Garage (Currently a Carpeted Multi-Purpose Room) Vaulted Ceilings & Abundant Natural Light Located in the Premier Sun 'n Lake Golf Community Minutes from Sebring's Best Shopping & Dining + Easy Access to Orlando -- -- This exceptional home is a rare find and will not last long. Call today to schedule your private tour and experience the perfect blend of elegance and tranquility!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,906

Sqft

0.32 ac

Lot size

2

Garage

2003

Year built

One

Levels

$196

Per sqft

Partially

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized
ExteriorOther

Community & fees

HOA fee$69/mo
Taxes (2024)$2,533/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Playground · Pool · Racquetball · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,807 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,202
FHA mortgage insurance (est.)$165
Property tax — 2024 actual bill$211
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,090Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,090
Interest rate6.00%
Loan term

Estimated payment

$2,807/mo

Principal & interest$2,202
FHA mortgage insurance (est.)$165
Property taxes (actual bill)$211
HOA / condo fee$69
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $374K
$246KedgeAI estimate $299,000 · range $256K$343K$389K

vs edgeAI estimate

+25.1%

$/sqft vs SUN N LAKE

$196 vs $195

Days on market

323 vs 60 typical

Where $196/sqft sits among the 57 homes for sale in SUN N LAKE

7
9
13 · this home
13
11
4
$138–158$158–177$177–197$197–216$216–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 4428 MENDAVIA DRIVE

Get to know Sebring. See the full Sebring guide →

SEBRING 33872 — neighborhood snapshot

Population

13,302

Median age

61.5

Median income

$68,086

Median home value

$193,900

Avg household

2.14

Households w/ children

1,049

For the school run

Highlands County School District

MiddleHill-Gustat Middle School★★★★
ElementarySun 'n Lake Elementary School★★★★★
HighAvon Park High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

21 of 57

SUN N LAKE have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 141% above the SEBRING 33872 median. See the full Sebring market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,000 $11K
Aug 22, 2025Listed at $384,900 · 323 days on market since
2003Built · SUN N LAKE

Reality check

What actually sold near 4428 MENDAVIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4954 SAN IGNACIO DRIVESold · Feb ’26

$349,900

4954 SAN IGNACIO DRIVE · same community

4 bd · 2 ba · 1,913 sqft · $183/sqft · 47 DOM

4414 MINDELLO STREETSold · Jan ’26

$227,900

4414 MINDELLO STREET · same community

4 bd · 2 ba · 1,946 sqft · $117/sqft · 120 DOM

4559 SAN LORENZO DRIVESold · Feb ’26

$332,954

4559 SAN LORENZO DRIVE · same community

4 bd · 2 ba · 1,946 sqft · $171/sqft · 214 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chris Shouse

Your agent

Chris Shouse

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4428 MENDAVIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4428 MENDAVIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4428 MENDAVIA DRIVE FAQs

What would the monthly payment be for 4428 MENDAVIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,807/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4428 MENDAVIA DRIVE?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4428 MENDAVIA DRIVE?+

The most recent tax bill on record (2024) was $2,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4428 MENDAVIA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $374,000, this home is listed about 34% above the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 4428 MENDAVIA DRIVE?+

Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$374,000 runs 141% above the SEBRING 33872 median — but at 1,906 sqft it's also 27% larger than the typical Sebring listing.

02Time on market is leverage

323 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $384,900, now $374,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Mark Davis. MLS #P4936015.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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