4004 SABLE LOOP DRIVE, LAKE WALES, FL, 33859
Active282 days on marketListed Oct 15, 2025MLS #P4936596
About this home
4004 SABLE LOOP DRIVE
One or more photos have been virtually staged. Welcome to your private haven and next exciting chapter in Lake Ashton, Central Florida’s premier 55+ active-adult community, where elegance, comfort, and Florida charm blend seamlessly. This luxurious residence (with CDD Debt PAID IN FULL) offers over 2,900 square feet of custom living space, beginning with stunning double leaded-glass entry doors that open to bright, beautifully designed interiors. New Anderson windows are in the office, in back of the family room and all sliders to the veranda. New vinyl plank flooring enhanses the interior. The formal dining room is highlighted by a graceful tray ceiling, while the inviting living room centers around an elegant electric fireplace. A chef’s delight, the kitchen showcases top-of-the-line appliances, exquisite cabinetry with custom bump-ups and bump-outs, abundant drawers, gleaming granite countertops, and a spacious island with electrical service. The primary suite spans one side of the home and features a spa-like bath with a soaking tub and a large walk-in shower accented by block windows. On the opposite side, three guest bedrooms provide exceptional privacy—two sharing a full bath and one offering its own entrance and private bathroom, ideal for visitors or extended family. The expansive, shaded veranda invites effortless entertaining and quiet relaxation alike. The garage includes a custom epoxy floor, an electric screen for the car bay, and a separate golf cart door. Recent updates—such as a two-year-old A/C system, three-year-old roof, new washer and dryer, and recently replaced water heater—enhance peace of mind. With exquisite craftsmanship and thoughtful upgrades throughout, this home perfectly balances style, function, and livability. Beyond your doorstep, Lake Ashton offers two 18-hole championship golf courses, a 26,000-square-foot clubhouse, state-of-the-art Health & Fitness Center, indoor and outdoor pools, pickleball courts, bowling alley, theater, on-site restaurant, and an ever-active calendar of clubs and social events. Don’t miss the chance to make this beautifully appointed home your own—schedule your private showing today and start living your Florida dream.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,937
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,829 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,829/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Lake Wales actives
$180 vs $174
Days on market
282 vs 56 typical
Where $180/sqft sits among the 379 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Ashton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Lake Ashton — neighborhood snapshot
Population
3,278
Median age
62
Median income
$75,204
Median home value
$304,700
Avg household
2
Households w/ children
115
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
168 of 379
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 4004 SABLE LOOP DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$550,000
4025 SABLE LOOP DRIVE · same community
4 bd · 3 ba · 2,923 sqft · $188/sqft · 103 DOM
Sold · May ’26$350,000
4080 SABLE LOOP DRIVE · same community
3 bd · 2 ba · 2,295 sqft · $153/sqft · 52 DOM
Sold · Feb ’26$477,500
5353 HOGAN LANE
3 bd · 2 ba · 2,805 sqft · $170/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4004 SABLE LOOP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4004 SABLE LOOP DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4004 SABLE LOOP DRIVE FAQs
What would the monthly payment be for 4004 SABLE LOOP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,829/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4004 SABLE LOOP DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4004 SABLE LOOP DRIVE?+
The most recent tax bill on record (2025) was $3,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4004 SABLE LOOP DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $529,900, this home is listed about 107% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 4004 SABLE LOOP DRIVE?+
Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$529,900 runs 112% above the LAKE WALES 33859 median — but at 2,937 sqft it's also nearly twice the size of the typical Lake Wales listing.
02Time on market is leverage
282 days on market against a Lake Wales median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $579,900, now $529,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLOBAL LIFESTYLE LLC · Brad Kirwan. MLS #P4936596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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