HAMMERMILL AVENUE, LAKE WALES, FL, 33859
Active140 days on marketListed Mar 20, 2026MLS #P4938184
About this home
HAMMERMILL AVENUE
Escape to the peaceful, rural setting of Lake Wales Estates with this expansive 1.16-acre lot. This property offers the ultimate freedom to build your dream homestead or move in a mobile home without the restrictions of an HOA. Plenty of room for your RVs, boats, side-by-sides, and four-wheelers. Perfect for those looking to have farm animals or a private garden. Whether you're looking for a permanent residence or a weekend getaway, this high-and-dry lot is ready for your vision.
Facts & features
The home at a glance
1.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$462 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$462/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33859 — neighborhood snapshot
Population
10,827
Median age
50.2
Median income
$61,871
Median home value
$200,300
Avg household
2.36
Households w/ children
878
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near HAMMERMILL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$165,000
5125 OLD HOMESTEAD STREET
2 bd · 2 ba · 784 sqft · $210/sqft · 210 DOM
Sold · Sep ’25$165,000
4030 CEDAR HAMMOCK STREET
2 bd · 2 ba · 952 sqft · $173/sqft · 57 DOM
Sold · May ’26$172,000
4020 GASDEN STREET
2 bd · 2 ba · 1,056 sqft · $163/sqft · 373 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about HAMMERMILL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for HAMMERMILL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
HAMMERMILL AVENUE FAQs
What would the monthly payment be for HAMMERMILL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on HAMMERMILL AVENUE?+
The most recent tax bill on record (2025) was $209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $45,000, this home is listed about 82% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to HAMMERMILL AVENUE?+
Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE WALES 33859 market on paper
$45,000 is 82% below the LAKE WALES 33859 median of $250,450.
02Time on market is leverage
140 days on market against a Lake Wales median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $53,000, now $45,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Anthony Medina. MLS #P4938184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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