10525 SW 55TH PLACE, GAINESVILLE, FL, 32608
Active65 days on marketListed Jun 5, 2026MLS #P4938933
About this home
10525 SW 55TH PLACE
WELCOME TO THIS BEAUTIFULLY UPDATED 3 BEDROOM, 2 BATHROOM HOME IN GAINESVILLE! This well-maintained residence offers a bright, inviting atmosphere with an open floor plan that seamlessly connects the spacious living room, dining area, and remodeled kitchen—perfect for everyday living and entertaining. The living room features a charming gas fireplace, creating a warm and welcoming focal point. The remodeled kitchen boasts granite countertops, abundant cabinetry, and a convenient eat-in dining space. Attractive tongue-and-groove vinyl plank flooring flows throughout the home, adding both style and durability. The spacious primary suite features a dual-sink vanity, while the guest bathroom has been tastefully updated with modern finishes. Major recent improvements add comfort, efficiency, and peace of mind, including energy-efficient double-pane replacement windows installed in 2025, a new A/C system with UV light air purification, and an entirely new duct system installed in 2025. The replacement windows are Storm Armor tested for impact resistance against hurricane-force winds and flying debris, while their energy-efficient design can also help reduce heating and cooling costs. Additional highlights include a climate-controlled garage and an air-conditioned patio, providing versatile bonus spaces for hobbies, a home office, entertaining, or year-round enjoyment. Conveniently located near shopping, dining, and everyday amenities, this move-in-ready home offers an impressive combination of thoughtful updates, energy efficiency, comfort, and Florida living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,111
Sqft
0.33 ac
Lot size
2
Garage
1994
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,614 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,614/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Gainesville actives
$227 vs $201
Days on market
65 vs 44 typical
Where $227/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 10525 SW 55TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$800,000
9319 SW 61ST AVENUE
3 bd · 3 ba · 2,106 sqft · $380/sqft · 0 DOM
Sold · Sep ’25$435,000
5434 SW 91ST TERRACE
3 bd · 2 ba · 2,093 sqft · $208/sqft · 43 DOM
Sold · Jun ’26$420,000
9626 SW 53RD ROAD
4 bd · 2 ba · 2,087 sqft · $201/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 10525 SW 55TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10525 SW 55TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10525 SW 55TH PLACE FAQs
What would the monthly payment be for 10525 SW 55TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,614/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10525 SW 55TH PLACE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10525 SW 55TH PLACE?+
The most recent tax bill on record (2025) was $4,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10525 SW 55TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $479,000, this home is listed about 60% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10525 SW 55TH PLACE?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,000 runs 113% above the GAINESVILLE 32608 median — but at 2,111 sqft it's also 47% larger than the typical Gainesville listing.
02Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $495,000, now $479,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Erin Floyd. MLS #P4938933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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