CENTURY 21 Edge

314 CAMELLIA DRIVE, INDIAN LAKE ESTATES, FL, 33855

Active40 days on marketListed Jun 30, 2026MLS #P4939159

Priced 47% below the INDIAN LAKE ESTATES 33855 medianINDIAN LAKE ESTATES

About this home

314 CAMELLIA DRIVE

Make your dreams come true in the sought-after Indian Lake Estates! Nestled just about 20 miles east of Lake Wales in Central Florida, Indian Lake Estates is an amazing lake and golf community. This hidden gem is centered around the stunning 7,500-acre Lake Walk-In-Water, renowned across the state and beyond for its phenomenal bass fishing! Enjoy exclusive lake access that comes with a sandy beach, boat ramp, marina, and even the longest freshwater fishing pier in Florida. Picture yourself spending tranquil afternoons by the gorgeous water at the lakeside pavilion, complete with propane grills and inviting picnic spots! The amenities here are truly fantastic: tee off on the impressive 18-hole golf course, enjoy a thrilling game of basketball or tennis, or relax at the spacious 23,000 sq. ft. clubhouse that features a delightful restaurant. Plus, there’s a library, churches, post office, fitness room, pro shop, and so much more to discover! Nature lovers will be thrilled with the rich wildlife—look for deer, turkey, cranes, and a dazzling variety of birds! This tranquil countryside provides a peaceful backdrop while keeping modern conveniences just moments away. And let’s not forget—you're only an hour away from the vibrant energy of Orlando, Disney World, and Tampa! You’re so close to the iconic Bok Tower Gardens (a National Historic Landmark) and just minutes from the incredible Westgate River Ranch Resort—a sprawling 1,700-acre dude ranch offering rodeos, airboat rides, horseback riding, glamping, and a wealth of adventure! Whether you’re envisioning your forever home, a seasonal retreat, or a fantastic investment property, Indian Lake Estates is the prime spot to be! Jump into an extraordinary lifestyle filled with nature, recreation, and charm. Come and uncover Polk County's best-kept secret—Indian Lake Estates!

Facts & features

The home at a glance

0.5 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$79/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Marina · Water Access · Waterfront · Activity Core/Center · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Playground · Tennis Court(s)

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$239 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$68
FHA mortgage insurance (est.)$5
Property tax — 2025 actual bill$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $403Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $403
Interest rate6.00%
Loan term

Estimated payment

$239/mo

Principal & interest$68
FHA mortgage insurance (est.)$5
Property taxes (actual bill)$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Indian Lake Estates

Map of 314 CAMELLIA DRIVE

Drive times from this address

Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Lake Estates. See the full Indian Lake Estates guide →

INDIAN LAKE ESTATES 33855 — neighborhood snapshot

Population

33

Median age

68.1

Avg household

1.94

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Lake Estates market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$327K$330K

Indian Lake Estates median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $11,500 · 40 days on market since

Reality check

What actually sold near 314 CAMELLIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3500 ORCHID DRIVESold · Dec ’25

$90,000

3500 ORCHID DRIVE · same community

2 bd · 1 ba · 950 sqft · $95/sqft · 5 DOM

3771 INDIAN LAKE DRIVESold · Mar ’26

$65,000

3771 INDIAN LAKE DRIVE · same community

3 bd · 1 ba · 998 sqft · $65/sqft · 0 DOM

3601 PARK AVENUESold · Nov ’25

$229,850

3601 PARK AVENUE · same community

2 bd · 2 ba · 1,030 sqft · $223/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 314 CAMELLIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 314 CAMELLIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

314 CAMELLIA DRIVE FAQs

What would the monthly payment be for 314 CAMELLIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $239/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 314 CAMELLIA DRIVE?+

The most recent tax bill on record (2025) was $79. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 314 CAMELLIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Lake Estates?+

At $11,500, this home is listed about 97% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 314 CAMELLIA DRIVE?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KB REALTY TEAM LLC · Karen Boyette. MLS #P4939159.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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