CENTURY 21 Edge
Pending
$1,9994 bd3 ba2,091 sqft$1 /sqft$174 /mo all-in ↓

4711 MANDOLIN LOOP, WINTER HAVEN, FL, 33884

Pending13 days on marketListed Jul 10, 2026MLS #P4939219

Priced 99% below the WINTER HAVEN 33884 medianSingle Family ResidenceMANDOLIN 02

About this home

4711 MANDOLIN LOOP

Desirable SE Winter Haven location in the gated Mandolin community. This quiet neighborhood offers convenient access to the greater Orlando area, with grocery stores, shopping centers, and a mall all within 5 miles. A beautiful community lake is just a short stroll away. This four-bedroom split floor plan features an attached 2-car garage, three full bathrooms, and a screened-in patio overlooking a lush backyard. A non-refundable pet application is required, along with a $400 non-refundable pet fee and renters’ insurance with pet liability for the full lease term. Renters insurance is required for all rentals.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,091

Sqft

0.28 ac

Lot size

2

Garage

2007

Year built

One

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Other
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsCats OK, Dogs OK

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $70Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $70
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Haven

Map of 4711 MANDOLIN LOOP

Drive times from this address

Walt Disney World47 min
Universal Orlando57 min
Downtown Orlando63 min
Downtown Tampa66 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $1,999 · 13 days on market since
2007Built · MANDOLIN 02

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4711 MANDOLIN LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4711 MANDOLIN LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4711 MANDOLIN LOOP FAQs

What would the monthly payment be for 4711 MANDOLIN LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4711 MANDOLIN LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $1,999, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4711 MANDOLIN LOOP?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 WATSON & MYERS REALTY · Marisol Padilla. MLS #P4939219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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