0 SW 135TH TERRACE, OCALA, FL, 34481
Active34 days on marketListed Jul 3, 2026MLS #P4939221
About this home
0 SW 135TH TERRACE
NO HOA! 0.55-ACRE VACANT LAND WITH 144 FEET OF FRONTAGE! Build your dream home or invest in Marion County with this 0.55-acre vacant residential land in the Rainbow Park area of Ocala. This R-4 zoned vacant land is located in Flood Zone X and features approximately 144' x 166' of buildable space with 144 feet of road frontage, paved road access, nearby utilities including water, electric, sewer, and telephone, with septic required. Whether you're searching for vacant land in Ocala, a 0.55-acre homesite, or an investment property to hold for future appreciation, this property offers outstanding flexibility with no HOA restrictions. Conveniently located near shopping, dining, parks, medical facilities, and major roadways, and zoned for Dunnellon Elementary School, Dunnellon Middle School, and Dunnellon High School, this property offers an excellent opportunity to build now or invest for the future. Seller financing and private financing options available for qualified buyers. 0% DOWN PAYMENT FINANCING OPTION AVAILABLE! USDA FINANCING ELIGIBLE FOR QUALIFIED BUYERS. Don't wait, this vacant land in Marion County won't last long!
Facts & features
The home at a glance
0.55 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 SW 135TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$227,000
2680 SW 144 CT, Ocala FL 34481
3 bd · 2 ba · 81 DOM
Sold · Dec ’25$50,000
13361 SW 15TH STREET ROAD
2 bd · 1 ba · 552 sqft · $91/sqft · 2 DOM
Sold · Feb ’26$175,900
14680 SW 20TH PLACE
2 bd · 1 ba · 672 sqft · $262/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SW 135TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SW 135TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 SW 135TH TERRACE FAQs
What would the monthly payment be for 0 SW 135TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $423/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 SW 135TH TERRACE?+
The most recent tax bill on record (2025) was $124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $39,900, this home is listed about 87% below the Ocala median of $298,819. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SW 135TH TERRACE?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HUT REALTY, LLC · Daniel Hut. MLS #P4939221.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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