5635 STRUTHERS COURT, WINTER HAVEN, FL, 33884
Active9 days on marketListed Sep 11, 2026MLS #P4939851
About this home
5635 STRUTHERS COURT
Wake up to stunning water views in this fully renovated 3-bedroom, 2-bathroom duplex on Lake Fox. Offering 1,545 sq. ft. of modern living space, this move-in-ready home delivers unmatched lakefront comfort with no HOA hassle and a responsive private landlord. Private Top-Floor Master Suite: Panoramic lake views, flooding natural light, fully updated ensuite bath, and a private balcony perfect for morning coffee. Flexible Ground Floor Layout: Two spacious bedrooms—one featuring a bright skylight, the other with dual sliding doors to a private patio nook and a dedicated vanity. Modern Kitchen & Dining: Fully updated with brand-new cabinetry, porcelain backsplash, oversized sink, microwave, dishwasher, and a massive granite island designed for entertaining against a lake backdrop. Bonus Sunroom & Outdoor Space: Temperature-controlled sunroom with dedicated wall A/C, large backyard deck, expansive yard, and the only private fishing/relaxing dock in the immediate neighborhood. Parking & Storage: Oversized driveway fitting up to 4 vehicles plus a 1-car garage. Unbeatably Convenient Location: Under 1 mile to the local elementary school; minutes to shopping, AdventHealth, dining, and a quick drive to Legoland. High-end lakefront rental opportunities at this price point do not last long. Contact us today to schedule your private tour!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,726
Sqft
0.27 ac
Lot size
1
Garage
1985
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$1 vs $170
Days on market
9 vs 48 typical
Where $1/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
218 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 5635 STRUTHERS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$391,500
5617 STRUTHERS COURT · same community
4 bd · 2 ba · 1,878 sqft · $208/sqft · 109 DOM
Sold · Jan ’26$320,000
2220 GARDEN LAKE DRIVE
3 bd · 2 ba · 1,717 sqft · $186/sqft · 86 DOM
Sold · May ’26$285,000
212 GOLF AIRE BOULEVARD
3 bd · 2 ba · 1,792 sqft · $159/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 5635 STRUTHERS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5635 STRUTHERS COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5635 STRUTHERS COURT FAQs
What would the monthly payment be for 5635 STRUTHERS COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5635 STRUTHERS COURT?+
The listing reports pets: Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $2,050, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5635 STRUTHERS COURT?+
Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Branden Ross. MLS #P4939851.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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