
1875 SYCAMORE LANE, FERNANDINA BEACH, FL, 32034
Active5 days on marketListed Sep 15, 2026MLS #P4939884
About this home
1875 SYCAMORE LANE
Welcome to an extraordinary Amelia Island estate where luxury, privacy, and unforgettable coastal living come together. Set on more than 4 acres, this exceptional 6BR/5BA custom home offers breathtaking sunset views, expansive living spaces, and an incredible setting designed for both everyday living and effortless entertaining. The property has been extensively enhanced with a **NEW ROOF in 2025, two new A/C systems, fresh interior and exterior paint, a new paver driveway, new sod in the front and back yards, a new elevator, a new water filtration system, and a new chair lift in the garage.** The home features a screened-in pool with a slide and grotto, outdoor fireplaces, a spacious 3-car garage, a putting green, and a **detached mother-in-law suite with its own private entrance**, offering an ideal space for guests, extended family, or added privacy. Inside the main residence, vaulted ceilings create an impressive sense of space, while a main-level bedroom and bathroom, custom office, and chef’s kitchen add both style and functionality. The owner’s suite is a true retreat, featuring beautiful Intracoastal Waterway views and a private balcony where you can enjoy the natural beauty surrounding the property. From peaceful mornings overlooking the water to evenings watching spectacular sunsets paint the sky, this estate offers an exceptional way to experience Amelia Island. With its expansive grounds, resort-style amenities, extensive improvements, putting green, and private detached guest accommodations, this is more than a home—it’s a rare opportunity to own a private coastal retreat in one of Florida’s most sought-after destinations.
Facts & features
The home at a glance
6
Bedrooms
5.5
Bathrooms
5,103
Sqft
4.03 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$783
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$25,948 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$25,948/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fernandina Beach
Get to know Fernandina Beach. See the full Fernandina Beach guide →
FERNANDINA BEACH 32034 — neighborhood snapshot
Population
39,280
Median age
56.5
Median income
$97,756
Median home value
$484,200
Avg household
2.2
Households w/ children
3,475
The numbers that matter
The Fernandina Beach market
$425K → $1.1M
Fernandina Beach median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Fernandina Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 272% above the FERNANDINA BEACH 32034 median. See the full Fernandina Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1875 SYCAMORE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1875 SYCAMORE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1875 SYCAMORE LANE FAQs
What would the monthly payment be for 1875 SYCAMORE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,948/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1875 SYCAMORE LANE?+
The most recent tax bill on record (2025) was $32,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fernandina Beach?+
At $3,995,000, this home is listed about 436% above the Fernandina Beach median of $745,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$3,995,000 runs 272% above the FERNANDINA BEACH 32034 median — but at 5,103 sqft it's also nearly twice the size of the typical Fernandina Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Fernandina Beach market that averages 84 — if it fits, move quickly.
Listing courtesy of COLDWELL BANKER REALTY · Erin Floyd. MLS #P4939884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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