CENTURY 21 Edge
$540,000$560,0003 bd3 ba0 sqft$4,123 /mo all-in ↓

38 FLOR MARINA MAR CARIBE, NAGUABO, PR, 00718

Active646 days on marketListed Nov 4, 2024MLS #PR9109803

Reduced $20KSingle Family ResidenceMAR CARIBE

About this home

38 FLOR MARINA MAR CARIBE

Located in the exclusive Mar Caribe, Naguabo. This ultimate intimacy 3 bedrooms-3 bathrooms home features a stunning 180 degree ocean view with an unobstructed views of the sunrise over the Atlantic Ocean, wide ocean views of the Caribbean Sea to the south, and sunset views over the forested hills to the west in a close clommunity. It includes a laundry room, supplemental storm shutters, a perimeter concrete wall on the property line, a large paved parking area, a remote-controlled driveway gate and central air conditioner and a wrap around balcony with a unique view and central air conditioning. 2 minutes away from Naguabo Malecón, 10 minutes to Humacao and 10 minutes to Fajardo. Requirements to schedule appointment: Qualification letter and proof of funds. Not subject to appraisal value. HOA $50.00 First floor 1,222 SF and 1,206 gross living are with 718 SM lot.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

0

Sqft

0 ac

Lot size

1999

Year built

Two

Levels

NegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDryer · Microwave · Range · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingNone
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock
FoundationBlock
FacesSoutheast
ExteriorBalcony · Hurricane Shutters · Storage

Community & fees

HOA fee$50/mo
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,123 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Est. property taxes (1.1%/yr)$495
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,900
Interest rate6.00%
Loan term

Estimated payment

$4,123/mo

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Est. property taxes$495
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside NAGUABO 00718

Map of 38 FLOR MARINA MAR CARIBE

The numbers that matter

The NAGUABO 00718 market

This home is listed 114% above the NAGUABO 00718 median.

Paper trail

This home's history

CurrentPrice reduced to $540,000 $20K
Nov 4, 2024Listed at $560,000 · 646 days on market since
1999Built · MAR CARIBE

Reality check

What actually sold near 38 FLOR MARINA MAR CARIBE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22 FLAMBOYAN UNIT I-11Sold · Jan ’26

$110,000

22 FLAMBOYAN UNIT I-11

3 bd · 2 ba · 950 sqft · $116/sqft · 0 DOM

27 C OLIVOSold · Oct ’25

$215,000

27 C OLIVO

3 bd · 2.5 ba · 1,094 sqft · $197/sqft · 47 DOM

Carr. 3 KM KM 66.7 UNIT C310Sold · Dec ’25

$300,000

Carr. 3 KM KM 66.7 UNIT C310

3 bd · 2 ba · 1,243 sqft · $241/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 38 FLOR MARINA MAR CARIBE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 38 FLOR MARINA MAR CARIBE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

38 FLOR MARINA MAR CARIBE FAQs

What would the monthly payment be for 38 FLOR MARINA MAR CARIBE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,123/mo — principal and interest, estimated property taxes, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 38 FLOR MARINA MAR CARIBE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 38 FLOR MARINA MAR CARIBE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in NAGUABO 00718?+

At $540,000, this home is listed about 114% above the NAGUABO 00718 median of $252,500. The market section on this page shows how the area is trending.

Listing courtesy of TL REALTY · Tammy Davila. MLS #PR9109803.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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