CENTURY 21 Edge
Pending
$1,584,000$1,599,0004 bd3.5 ba3,775 sqft$420 /sqft$11,738 /mo all-in ↓

49 LOS LAGOS, HUMACAO, PR, 00791

Pending540 days on marketListed Feb 12, 2025MLS #PR9111706

Reduced $15KNew constructionSingle Family ResidencePALMAS DEL MAR

About this home

49 LOS LAGOS

Virtually Staged. New Construction Development in Palmas Del Mar Humacao, Puerto Rico. Los Lagos at Palmas is a luxury resort lifestyle development in one of the best communities in Puerto Rico. This one level home with 4 bedrooms and 3 and a half bathrooms, modern elegant open concept kitchen, living room, dinning room, covered garage and terrace facing the Pterocarpus Forest is ideal for any family. Everything is new, be the first to live in this amazing home. Palmas Del Mar resort offers horse stables, tennis courts, pickle ball courts, beach club, hotels, restaurants, beach access just a golf cart ride away and many more resort style facilities. Also one of the top schools in Puerto Rico, The Palmas Academy is located just a golf cart ride away from this property. Los Lagos at Palmas has a huge Club House for events with a luxurious wellness center, spa, aqua therapy pool, infinity pool, hot tubs, mini golf, pickle ball courts, kids playground and much more. Contact us for showings.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,775

Sqft

0.33 ac

Lot size

2

Garage

2026

Year built

One

Levels

$420

Per sqft

Mountain(s) viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesSolar Hot Water Owned
InteriorCathedral Ceiling(s) · High Ceilings · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingNone
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewMountain(s)
FacesNorthwest
ParkingCovered · Driveway · Golf Cart Parking
ExteriorGarden · Other · Sliding Doors

Community & fees

HOA fee$985/mo
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Water Available
WaterNone

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$11,738 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,547
PMI (est., until 20% equity)$594
Est. property taxes (1.1%/yr)$1,452
HOA fee — from the listing$985
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $158,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $158,400
Interest rate6.00%
Loan term

Estimated payment

$11,738/mo

Principal & interest$8,547
PMI (est., until 20% equity)$594
Est. property taxes$1,452
HOA / condo fee$985
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 49 LOS LAGOS

The numbers that matter

The HUMACAO 00791 market

This home is listed 217% above the HUMACAO 00791 median.

Paper trail

This home's history

CurrentPrice reduced to $1,584,000 $15K
Feb 12, 2025Listed at $1,599,000 · 540 days on market since
2026Built · PALMAS DEL MAR

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 49 LOS LAGOS — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 49 LOS LAGOS — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

49 LOS LAGOS FAQs

What would the monthly payment be for 49 LOS LAGOS?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,738/mo — principal and interest, estimated property taxes, the $985/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 49 LOS LAGOS?+

The association fee works out to $985 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 49 LOS LAGOS?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $1,584,000, this home is listed about 217% above the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$1,584,000 runs 217% above the HUMACAO 00791 median.

02Mountain(s) views

The mountain(s) view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $985/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $1,599,000, now $1,584,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of HEAD SALES REAL ESTATE · Karla Hernandez Castro. MLS #PR9111706.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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