CENTURY 21 Edge
$355,000$395,0002 bd2 ba1,431 sqft$248 /sqft$3,091 /mo all-in ↓

1015 HARBOURSIDE DR. UNIT 1015, HUMACAO, PR, 00791

Active431 days on marketListed May 29, 2025MLS #PR9113757

Priced 28% below the HUMACAO 00791 medianReduced $40KPrivate poolFully furnishedCondominiumPALMAS DEL MAR

About this home

1015 HARBOURSIDE DR. UNIT 1015

Invest or Live the Palmas del Mar lifestyle! Villa in the exclusive Harbourside Urbanization, within the prestigious complex of Palmas del Mar in Humacao, Puerto Rico. The Villa is sold “As Is” with its furniture, has 2 bedrooms, master bedroom with private balcony, and 2 full bathrooms. Enjoy the comfort of a new central air conditioning and brand new beds. Include 24/7 security for your peace of mind. Located just a few minutes walk to the beach, pool, restaurants, supermarket and bank, you will have everything you need without relying on a car. In addition, this property allows for short term rentals (Airbnb), making it an excellent investment opportunity in one of the most sought after communities in Puerto Rico. Parking, first come first serve. Whether to live, vacation or generate income, this is your perfect opportunity! Make Palmas del Mar your new paradise!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,431

Sqft

0.03 ac

Lot size

1979

Year built

Two

Levels

$248

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Dryer · Microwave · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · PrimaryBedroom Upstairs
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBlock · Cement Siding · Concrete
FoundationBlock · Concrete Perimeter · Slab
FacesNorth
ExteriorBalcony · Sliding Doors · Storage

Community & fees

HOA fee$359/mo
PetsYes
CommunityCommunity Mailbox · Gated Community - Guard · Golf · Irrigation-Reclaimed Water · Park · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$3,091 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Est. property taxes (1.1%/yr)$325
Condo fee — from the listing$359
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,425
Interest rate6.00%
Loan term

Estimated payment

$3,091/mo

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Est. property taxes$325
HOA / condo fee$359
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 1015 HARBOURSIDE DR. UNIT 1015

The numbers that matter

The HUMACAO 00791 market

This home is listed 28% below the HUMACAO 00791 median.

Paper trail

This home's history

CurrentPrice reduced to $355,000 $40K
May 29, 2025Listed at $395,000 · 431 days on market since
1979Built · PALMAS DEL MAR

Reality check

What actually sold near 1015 HARBOURSIDE DR. UNIT 1015

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

140 BEACH VILLAGE DR UNIT 140Sold · Jul ’26

$510,000

140 BEACH VILLAGE DR UNIT 140 · same community

2 bd · 2 ba · 1,391 sqft · $367/sqft · 75 DOM

Palmas Del Mar FAIRWAY COURT UNIT 702Sold · Jan ’26

$350,000

Palmas Del Mar FAIRWAY COURT UNIT 702 · same community

2 bd · 2 ba · 1,348 sqft · $260/sqft · 92 DOM

150 CANDELERO DRIVE UNIT 872Sold · Apr ’26

$395,000

150 CANDELERO DRIVE UNIT 872 · same community

2 bd · 2 ba · 1,348 sqft · $293/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1015 HARBOURSIDE DR. UNIT 1015 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1015 HARBOURSIDE DR. UNIT 1015 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1015 HARBOURSIDE DR. UNIT 1015 FAQs

What would the monthly payment be for 1015 HARBOURSIDE DR. UNIT 1015?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,091/mo — principal and interest, estimated property taxes, the $359/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1015 HARBOURSIDE DR. UNIT 1015?+

The association fee works out to $359 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 1015 HARBOURSIDE DR. UNIT 1015?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $355,000, this home is listed about 28% below the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the HUMACAO 00791 market on paper

$355,000 is 28% below the HUMACAO 00791 median of $495,000.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $395,000, now $355,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of RE/MAX METRO · Evaristo Gonzalez Aponte. MLS #PR9113757.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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