CENTURY 21 Edge
$724,000$855,0004 bd4.5 ba2,511 sqft$288 /sqft$5,027 /mo all-in ↓

75 FRAGATA UNIT 75, GUANICA, PR, 00653

Active374 days on marketListed Jul 25, 2025MLS #PR9114928

Reduced $131KWaterfrontFully furnishedSingle Family ResidenceURB. PLAYA SANTA

About this home

75 FRAGATA UNIT 75

Discover this impressive residence with direct access to PLAYA SANTA. Discover your new home! Your new oasis! Immerse yourself in the lifestyle you deserve! This majestic residence offers an exceptional living experience and first-class amenities. With a design that combines spaciousness, functionality, and elegance, this property offers thoughtfully distributed spaces to suit all lifestyles. Its high ceilings and abundant natural light enhance every corner of this spectacular property in a tourist residential area. The master bedroom features a spacious walk-in closet, a spa-style bathroom (steam room), and a private terrace. Bedrooms 2 and 4 include a private balcony. Enjoy life and organize outdoor gatherings where you can connect with nature, right next to PLAYA SANTA with direct access to the best beach in Guánica. The spacious and equipped kitchen is ideal for those who enjoy cooking and sharing with the family, in addition to its two covered terraces. It has 4 bedrooms and 4.5 bathrooms. Water heater. Fully furnished. LOT SIZE 500 SQM

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

2,511

Sqft

0.01 ac

Lot size

2

Garage

1991

Year built

Two

Levels

$288

Per sqft

WaterfrontGarden & Park/Greenbelt & Tennis Court & Trees/Woods & Water & Mountain(s) viewFurnishedPets allowed

Inside

FlooringCeramic Tile · Marble · Other · Terrazzo · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · L Dining · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Open Floorplan
LaundryInside · Laundry Closet · Upper Level · Washer Hookup
CoolingWall/Window Unit(s) · Mini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationOther · Concrete Perimeter · Slab · Stem Wall · Stilt/On Piling
ViewGarden · Park/Greenbelt · Tennis Court · Trees/Woods · Water · Mountain(s)
FacesSouth
ParkingRV Parking
ExteriorGarden · Courtyard · Shade Shutter(s) · Balcony · French Doors · Hurricane Shutters

Community & fees

HOA fee$25/mo
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesWater Connected · Electricity Available
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$5,027 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,907
PMI (est., until 20% equity)$272
Est. property taxes (1.1%/yr)$664
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,400
Interest rate6.00%
Loan term

Estimated payment

$5,027/mo

Principal & interest$3,907
PMI (est., until 20% equity)$272
Est. property taxes$664
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside GUANICA 00653

Map of 75 FRAGATA UNIT 75

The numbers that matter

The GUANICA 00653 market

This home is listed 45% above the GUANICA 00653 median.

Paper trail

This home's history

CurrentPrice reduced to $724,000 $131K
Jul 25, 2025Listed at $855,000 · 374 days on market since
1991Built · URB. PLAYA SANTA

Reality check

What actually sold near 75 FRAGATA UNIT 75

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11 BO LA MONTALVA, SALINAS PROVIDENCIASold · Mar ’26

$225,000

11 BO LA MONTALVA, SALINAS PROVIDENCIA

4 bd · 2.5 ba · 4,522 sqft · $50/sqft · 144 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 75 FRAGATA UNIT 75 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 75 FRAGATA UNIT 75 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

75 FRAGATA UNIT 75 FAQs

What would the monthly payment be for 75 FRAGATA UNIT 75?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,027/mo — principal and interest, estimated property taxes, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 75 FRAGATA UNIT 75?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 75 FRAGATA UNIT 75?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in GUANICA 00653?+

At $724,000, this home is listed about 45% above the GUANICA 00653 median of $500,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$724,000 runs 45% above the GUANICA 00653 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $855,000, now $724,000 — a $131K cut. The full history is in the market section below.

Listing courtesy of ENID QUIÑONES RIVERA · Enid Quiñones Rivera. MLS #PR9114928.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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