CENTURY 21 Edge
$975,000$1,300,0004 bd2 ba1,567 sqft$622 /sqft$6,680 /mo all-in ↓

STREET NO 3 KM 112 BO. GUARDARRAYA, PATILLAS, PR, 00723

Active301 days on marketListed Oct 9, 2025MLS #PR9116624

Reduced $325KWaterfrontPrivate poolSingle Family ResidenceGUARDARRAYA

About this home

STREET NO 3 KM 112 BO. GUARDARRAYA

Discover this stunning oceanfront property in Bo. Guardarraya, Patillas. This coastal gem features 4 bedrooms, 2 bathrooms, and 1,567 sq. ft. of living space, combining tropical charm with the strong potential of a high-performing short-term rental. Enjoy direct beach access from your backyard, a saltwater self-cleaning pool, gazebo, outdoor shower, and beautifully designed outdoor spaces perfect for relaxing or entertaining. The home features high ceilings, panoramic windows, mini-split A/C units, and a fully equipped kitchen with modern appliances. Additional highlights include owned solar panels, cistern, tankless propane water heater, backup generator, and covered parking for two vehicles, providing comfort, efficiency, and reliability. This property also has a proven short-term rental income history. It generated approximately $75,000 in 2024 through Airbnb and VRBO, and in 2025 produced nearly $65,000 in gross rental revenue (over $61,000 net received by the owners), even though it was not rented year-round—leaving room for additional income potential. Ideal as a vacation home, second residence, or income-producing beachfront investment. Owner financing is available, making this unique opportunity even more accessible.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,567

Sqft

0.14 ac

Lot size

1996

Year built

One

Levels

$622

Per sqft

Private poolWaterfrontGarden & Pool & Water view

Inside

FlooringTerrazzo
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Indoor Grill · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom
LaundryInside · Laundry Room
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter · Slab
ViewGarden · Pool · Water
FacesNorth
ExteriorCourtyard · Garden · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Rain Gutters · Shade Shutter(s)

Community & fees

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Private · Propane · Sewer Connected · Solar · Street Lights · Water Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$6,680 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Est. property taxes (1.1%/yr)$894
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$6,680/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Est. property taxes$894
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside PATILLAS 00723

Map of STREET NO 3 KM 112 BO. GUARDARRAYA

The numbers that matter

The PATILLAS 00723 market

This home is listed 87% above the PATILLAS 00723 median.

Paper trail

This home's history

CurrentPrice reduced to $975,000 $325K
Oct 9, 2025Listed at $1,300,000 · 301 days on market since
1996Built · GUARDARRAYA

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about STREET NO 3 KM 112 BO. GUARDARRAYA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for STREET NO 3 KM 112 BO. GUARDARRAYA — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

STREET NO 3 KM 112 BO. GUARDARRAYA FAQs

What would the monthly payment be for STREET NO 3 KM 112 BO. GUARDARRAYA?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,680/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in PATILLAS 00723?+

At $975,000, this home is listed about 87% above the PATILLAS 00723 median of $522,500. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$975,000 runs 87% above the PATILLAS 00723 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,300,000, now $975,000 — a $325K cut. The full history is in the market section below.

Listing courtesy of SHE BUILDS REALTY · Deysi Garcia Fernandez. MLS #PR9116624.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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