
40 CALLE SURF BO ENSENADA, RINCON, PR, 00677
Active291 days on marketListed Oct 18, 2025MLS #PR9116784
About this home
40 CALLE SURF BO ENSENADA
Experience coastal luxury like never before in this one-of-a-kind oceanfront home. Designed with an open-concept layout so that you have ocean views from both great rooms located on each floor plus spectacular panoramic view from the covered rooftop terrace. This stunning residence seamlessly blends indoor and outdoor living, inviting the sights and sounds of the sea into your daily life. Expansive floor-to-ceiling windows facing the turquoise waters of the Caribbean sea flood the space with natural light, while high-end finishes and thoughtful architectural details create an atmosphere of Beachfront living. The kitchen, designed for both entertaining and everyday living, opens effortlessly to the spacious living and dining areas, all offering uninterrupted views of the ocean. Step outside onto the ocean-facing terrace, perfect for morning coffee, sunset cocktails, or simply soaking in the coastal breeze. Whether you’re relaxing on the spacious rooftop terrace are enjoying the beach access just outside your back gate, every moment in this home feels like a seaside escape. The house has 2 great rooms, 4 bedrooms, 4 baths and plenty of parking. The lot is 610 square meters of gated land with tropical plants throughout. The house approximately 2,775 of interior sqft and approx. another 750 sqft of covered outdoor areas, all with incredible views. Don’t miss the opportunity to own this exclusive coastal gem.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,775
Sqft
0.15 ac
Lot size
1985
Year built
Two
Levels
$825
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$15,475 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,475/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside RINCON 00677
The numbers that matter
The RINCON 00677 market
This home is listed 352% above the RINCON 00677 median.
Paper trail
This home's history
Reality check
What actually sold near 40 CALLE SURF BO ENSENADA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$610,000
D18 CALLE AGUEYABANA VISTA AZUL UNIT D18
3 bd · 3 ba · 2,278 sqft · $268/sqft · 22 DOM
Sold · Aug ’25$625,000
COSTA BRAVA- CARR 115 INT, KM 11.9
4 bd · 2.5 ba · 2,200 sqft · $284/sqft · 323 DOM
Sold · Apr ’26$870,000
Carr 115 km 12.7 BO. PUEBLO, RINCON, PR 00677
3 bd · 3 ba · 1,600 sqft · $544/sqft · 394 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 40 CALLE SURF BO ENSENADA — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40 CALLE SURF BO ENSENADA — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
40 CALLE SURF BO ENSENADA FAQs
What would the monthly payment be for 40 CALLE SURF BO ENSENADA?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,475/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in RINCON 00677?+
At $2,290,000, this home is listed about 352% above the RINCON 00677 median of $507,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$2,290,000 runs 352% above the RINCON 00677 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,490,000, now $2,290,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ISLAND WEST PROPERTIES · Justin Turri. MLS #PR9116784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


