187 SECTOR EL MARTILLO, BARRIO MEDIANIA ALTA UNIT F-304, LOIZA, PR, 00772
Active287 days on marketListed Nov 8, 2025MLS #PR9117241
About this home
187 SECTOR EL MARTILLO, BARRIO MEDIANIA ALTA UNIT F-304
For sale - Fully furnished apartment with beach access. Located in Loiza, Puerto Rico, in the exclusive Villas del Mar Beach Resort complex. The apartment has 3 bedrooms with A/C, two bathrooms, living and dining room with A/C, a kitchen with granite countertops, a breakfast bar, an equipped laundry room, an additional closet, and two balconies. One front balcony with a panoramic view of the complex and another private one with a view of the trees. It has 2 assigned parking spaces. Easily accessible location to the International Airport, El Yunque Rain Forest, Puerto Rico's cuisine, and other areas of tourist interest. The complex offers the enjoyment of two swimming pools, a tennis court, basketball court, gym, gazebos, playground, and the convenience of direct access to the beach. It provides 24-hour security, general entry control, and controlled entry doors in the building. Ideal for those who enjoy a lifestyle near the sea with the benefits that a resort life offers.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,208
Sqft
2
Garage
2005
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.9%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside LOIZA 00772
The numbers that matter
The LOIZA 00772 market
This home is listed 20% above the LOIZA 00772 median.
Paper trail
This home's history
Reality check
What actually sold near 187 SECTOR EL MARTILLO
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$298,000
Carr 187 VILLAS DEL MAR BEACH RESORT UNIT J101 · same community
3 bd · 2 ba · 1,208 sqft · $247/sqft · 10 DOM
Sold · Jun ’26$274,900
187 VILLAS DEL MAR BEACH RESORT UNIT G-100 · same community
3 bd · 2 ba · 1,218 sqft · $226/sqft · 150 DOM
Sold · Oct ’25$256,000
G-202 VILLAS DEL MAR RESORT, MEDIANIA ALTA UNIT G-202 · same community
3 bd · 2 ba · 1,233 sqft · $208/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 187 SECTOR EL MARTILLO — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 187 SECTOR EL MARTILLO — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
187 SECTOR EL MARTILLO FAQs
What would the monthly payment be for 187 SECTOR EL MARTILLO, BARRIO MEDIANIA ALTA UNIT F-304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,253/mo — principal and interest, the actual property-tax bill, the $174/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 187 SECTOR EL MARTILLO, BARRIO MEDIANIA ALTA UNIT F-304?+
The association fee works out to $174 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 187 SECTOR EL MARTILLO, BARRIO MEDIANIA ALTA UNIT F-304?+
The most recent tax bill on record (2025) was $1,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 187 SECTOR EL MARTILLO, BARRIO MEDIANIA ALTA UNIT F-304?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in LOIZA 00772?+
At $285,000, this home is listed about 20% above the LOIZA 00772 median of $238,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of GLENDA DIAZ MALDONADO · Glenda Diaz Maldonado. MLS #PR9117241.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.