CENTURY 21 Edge
$5,200,000$5,995,0005 bd3.5 ba4,902 sqft$1,061 /sqft$30,203 /mo all-in ↓

Carr. 466 K5 H3, ISABELA, PR, 00662

Active258 days on marketListed Nov 18, 2025MLS #PR9117422

Reduced $795KFully furnishedSingle Family ResidenceISABELA

About this home

Carr. 466 K5 H3

Set directly above the turquoise waters of Shacks Beach, this five-bedroom, three-and-a-half-bath residence embodies the essence of refined coastal living. Blending timeless Caribbean architecture with modern amenities, it offers sweeping ocean views and two expansive terraces that capture the rhythm of the waves. The main home features three bedrooms, two full bathrooms, and a powder room. The primary suite, located on the top floor, enjoys panoramic ocean vistas, a private balcony, a generous walk-in closet, and direct access to a beautifully appointed den lined with custom wood cabinetry with the sea as your backdrop. The main living floor offers two spacious guest bedrooms, a full bath, and a powder room. The open kitchen and great room flow naturally to the terraces, inviting indoor-outdoor living at its best. A private staircase leads directly down to the sand, creating an effortless connection to one of Puerto Rico’s most beautiful beaches. On the lower level, a fully independent guest apartment includes two comfortable bedrooms, a bathroom, a full kitchen, and living-dining area, ideal for visitors or private hosting. This level also houses the temperature-controlled wine cellar and access to the two-car garage. Sustainable living is seamlessly integrated with solar panels and Tesla Powerwall batteries, ensuring energy efficiency and peace of mind. Surrounded by lush tropical vegetation, the property maintains a serene sense of privacy and natural beauty that make Isabela’s coast so sought after. From sunrise coffee on the terrace to evenings framed by ocean breezes, this Shacks Beach residence captures the quiet luxury of life lived by the sea. Located along Puerto Rico’s northwest coast, Shacks Beach is known for its pristine reefs, golden sand, and year-round breezes. A haven for divers, kite-surfers, and beach lovers alike, the area retains a quiet exclusivity while being minutes from the restaurants, boutique hotels, and art-filled streets of Isabela and Aguadilla.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,902

Sqft

0.1 ac

Lot size

2

Garage

1983

Year built

Three Or More

Levels

$1,061

Per sqft

Furnished

Inside

FlooringCeramic Tile
AppliancesDryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Closet · Laundry Room
CoolingMini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete · Tile
ConstructionConcrete
FoundationSlab
FacesWest
ParkingGarage Door Opener · Ground Level
ExteriorBalcony

Community & fees

Taxes (2025)$409/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$30,203 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$28,059
PMI (est., until 20% equity)$1,950
Property tax — 2025 actual bill$34
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $520,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $520,000
Interest rate6.00%
Loan term

Estimated payment

$30,203/mo

Principal & interest$28,059
PMI (est., until 20% equity)$1,950
Property taxes (actual bill)$34
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside ISABELA 00662

Map of Carr. 466 K5 H3

The numbers that matter

The ISABELA 00662 market

This home is listed 1085% above the ISABELA 00662 median.

Paper trail

This home's history

CurrentPrice reduced to $5,200,000 $795K
Nov 18, 2025Listed at $5,995,000 · 258 days on market since
1983Built · ISABELA

Reality check

What actually sold near Carr. 466 K5 H3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

830 CALLE MONTE DE OCA UNIT 830Sold · Dec ’25

$1,015,000

830 CALLE MONTE DE OCA UNIT 830

5 bd · 3 ba · 3,200 sqft · $317/sqft · 215 DOM

400 Carr 4466 HAUDIMAR E-301 UNIT E-301Sold · Mar ’26

$575,000

400 Carr 4466 HAUDIMAR E-301 UNIT E-301

4 bd · 3 ba · 1,288 sqft · $446/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about Carr. 466 K5 H3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Carr. 466 K5 H3 — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Carr. 466 K5 H3 FAQs

What would the monthly payment be for Carr. 466 K5 H3?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $30,203/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on Carr. 466 K5 H3?+

The most recent tax bill on record (2025) was $409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in ISABELA 00662?+

At $5,200,000, this home is listed about 1085% above the ISABELA 00662 median of $439,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$5,200,000 runs 1085% above the ISABELA 00662 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $5,995,000, now $5,200,000 — a $795K cut. The full history is in the market section below.

Listing courtesy of PUERTO RICO SOTHEBY'S INT. REALTY · Rita Pellens. MLS #PR9117422.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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