CENTURY 21 Edge
$8,1003 bd3.5 ba0 sqft$219 /mo all-in ↓

3 CRUZ, SAN JUAN, PR, 00901

Active257 days on marketListed Nov 23, 2025MLS #PR9117509

Priced 99% below the SAN JUAN 00901 medianFully furnishedSingle Family Residence

About this home

3 CRUZ

This exceptional colonial residence embodies history, art, and a touch of magic. Villa Laurel on Cruz Street is perfectly positioned between the vibrant Calle San Sebastián and the iconic Avenida Norzagaray. With 3,117 square feet of character and charm, this home offers a lifestyle unlike anywhere else in Puerto Rico. From the moment you step inside, you’re met with soaring ceilings, curated art, original architectural details, and the warm glow of natural light flooding through the interior courtyard. The main living room opens through traditional wooden doors directly onto the cobblestone street, revealing views of historic architecture, color-drenched façades, and the unmistakable essence of Old San Juan. The home features 3 bedrooms, each with its own en-suite bathroom, thoughtfully distributed for privacy and flow, one on the first floor and two on the second. The recently renovated kitchen blends modern convenience with classic colonial design, honoring the heritage of the home while offering an elevated culinary experience. The interior patio is the soul of the property: lush, breezy, and filled with natural light. It's a sanctuary for morning coffee, afternoon lounging in a hammock, or evenings surrounded by the tranquil energy of the space. On the second floor, a rich hallway of art and wooden finishes leads you to the rooftop terrace, a private haven showcasing an unobstructed view of the sea and the iconic rooftops of Old San Juan. It’s the perfect setting for sunset gatherings, stargazing, or simply embracing the magic of this centuries-old city. This is more than a home—it’s a way of life. A rare opportunity to live inside a piece of history where art, architecture, and serenity come together in perfect harmony.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

0

Sqft

0 ac

Lot size

1800

Year built

Two

Levels

Furnished

Inside

AppliancesDryer · Washer
InteriorBuilt-in Features · High Ceilings · Walk-In Closet(s)
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingElectric
FurnishedFurnished

Outside & construction

Community & fees

PetsPet Deposit

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$219 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$48
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $284Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $284
Interest rate6.00%
Loan term

Estimated payment

$219/mo

Principal & interest$48
FHA mortgage insurance (est.)$4
Est. property taxes$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Mercado

Map of 3 CRUZ

The numbers that matter

The SAN JUAN 00901 market

This home is listed 99% below the SAN JUAN 00901 median.

Paper trail

This home's history

Nov 23, 2025Listed at $8,100 · 257 days on market since
1800Built

Reality check

What actually sold near 3 CRUZ

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

367 Call Sol APT. 108Sold · Sep ’25

$325,000

367 Call Sol APT. 108

2 bd · 1 ba · 487 sqft · $667/sqft · 25 DOM

267 CALLE LUNA UNIT 1ASold · Feb ’26

$470,000

267 CALLE LUNA UNIT 1A

2 bd · 1 ba · 740 sqft · $635/sqft · 22 DOM

151 SAN JUSTO UNIT 301Sold · Jul ’26

$495,000

151 SAN JUSTO UNIT 301

2 bd · 1 ba · 817 sqft · $606/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3 CRUZ — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3 CRUZ — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3 CRUZ FAQs

What would the monthly payment be for 3 CRUZ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $219/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3 CRUZ?+

The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in SAN JUAN 00901?+

At $8,100, this home is listed about 99% below the SAN JUAN 00901 median of $1,075,000. The market section on this page shows how the area is trending.

Listing courtesy of GISELLE M. GUERRERO · Giselle Guerrero. MLS #PR9117509.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 5:37 AM UTC. The listing information on this page last changed on August 7, 2026 at 5:37 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 5:37 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 5:37 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.