
3 CRUZ, SAN JUAN, PR, 00901
Active257 days on marketListed Nov 23, 2025MLS #PR9117509
About this home
3 CRUZ
This exceptional colonial residence embodies history, art, and a touch of magic. Villa Laurel on Cruz Street is perfectly positioned between the vibrant Calle San Sebastián and the iconic Avenida Norzagaray. With 3,117 square feet of character and charm, this home offers a lifestyle unlike anywhere else in Puerto Rico. From the moment you step inside, you’re met with soaring ceilings, curated art, original architectural details, and the warm glow of natural light flooding through the interior courtyard. The main living room opens through traditional wooden doors directly onto the cobblestone street, revealing views of historic architecture, color-drenched façades, and the unmistakable essence of Old San Juan. The home features 3 bedrooms, each with its own en-suite bathroom, thoughtfully distributed for privacy and flow, one on the first floor and two on the second. The recently renovated kitchen blends modern convenience with classic colonial design, honoring the heritage of the home while offering an elevated culinary experience. The interior patio is the soul of the property: lush, breezy, and filled with natural light. It's a sanctuary for morning coffee, afternoon lounging in a hammock, or evenings surrounded by the tranquil energy of the space. On the second floor, a rich hallway of art and wooden finishes leads you to the rooftop terrace, a private haven showcasing an unobstructed view of the sea and the iconic rooftops of Old San Juan. It’s the perfect setting for sunset gatherings, stargazing, or simply embracing the magic of this centuries-old city. This is more than a home—it’s a way of life. A rare opportunity to live inside a piece of history where art, architecture, and serenity come together in perfect harmony.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
0
Sqft
0 ac
Lot size
1800
Year built
Two
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Mercado
The numbers that matter
The SAN JUAN 00901 market
This home is listed 99% below the SAN JUAN 00901 median.
Paper trail
This home's history
Reality check
What actually sold near 3 CRUZ
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$325,000
367 Call Sol APT. 108
2 bd · 1 ba · 487 sqft · $667/sqft · 25 DOM
Sold · Feb ’26$470,000
267 CALLE LUNA UNIT 1A
2 bd · 1 ba · 740 sqft · $635/sqft · 22 DOM
Sold · Jul ’26$495,000
151 SAN JUSTO UNIT 301
2 bd · 1 ba · 817 sqft · $606/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3 CRUZ — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 CRUZ — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 CRUZ FAQs
What would the monthly payment be for 3 CRUZ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $219/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3 CRUZ?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in SAN JUAN 00901?+
At $8,100, this home is listed about 99% below the SAN JUAN 00901 median of $1,075,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of GISELLE M. GUERRERO · Giselle Guerrero. MLS #PR9117509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


