CENTURY 21 Edge
$325,000$375,000≈$2,515 /mo all-in ↓

BEACH FRONT PUNTA GUILARTE, ARROYO, PR, 00714

Active247 days on marketListed Nov 24, 2025MLS #PR9117598

✦ Reduced $50KWaterfront

About this home

BEACH FRONT PUNTA GUILARTE

We Are Selling Land Facing the Caribbean Sea! ??? 15,328 m² (164,981.27 ft² / 3.90 cuerdas) Located on the first line of the beach, inside the exclusive sector Palmas de Arroyo – Villas de Punta Guilarte. A dream location with the most impressive ocean view and the perfect natural environment for tourism or residential development. ?? Tropical coastal zone, one of the fastest-growing tourism areas on Puerto Rico’s southern coast. Close to seafood restaurants, beaches, and natural attractions. ?? Zoning: Selective Tourist Development (requires Tourism endorsement). ?? Not in a flood zone.

Facts & features

The home at a glance

3.78 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Est. property taxes (1.1%/yr)$298
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,515/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Est. property taxes$298
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside ARROYO 00714

Map of BEACH FRONT PUNTA GUILARTE

The numbers that matter

The ARROYO 00714 market

This home is listed 16% above the ARROYO 00714 median.

Paper trail

This home's history

CurrentPrice reduced to $325,000 ▼ $50K
Nov 24, 2025Listed at $375,000 · 247 days on market since

Reality check

What actually sold near BEACH FRONT PUNTA GUILARTE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Bo Palmas call 7 SECTOR SUNSET PARKSold · Aug ’25

$180,000

Bo Palmas call 7 SECTOR SUNSET PARK

4 bd · 1.5 ba · 1,274 sqft · $141/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about BEACH FRONT PUNTA GUILARTE — start here.

CallText
yumiko.sugawara@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for BEACH FRONT PUNTA GUILARTE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

BEACH FRONT PUNTA GUILARTE FAQs

What would the monthly payment be for BEACH FRONT PUNTA GUILARTE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,515/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in ARROYO 00714?+

At $325,000, this home is listed about 16% above the ARROYO 00714 median of $280,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$325,000 runs 16% above the ARROYO 00714 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $375,000, now $325,000 — a $50K cut. The full history is in the market section below.

Keep looking

Similar homes nearby

CUATRO CALLES ARROYO AVENUE

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CUATRO CALLES ARROYO AVENUE, ARROYO

Listing courtesy of GABRIEL GONZÁLEZ RIVERA · Gabriel González Rivera. MLS #PR9117598.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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BEACH FRONT PUNTA GUILARTE, ARROYO, PR — $325,000 | CENTURY 21 Edge