CENTURY 21 Edge
$445,000$520,0003 bd2.5 ba2,921 sqft$152 /sqft$3,384 /mo all-in ↓

PR-184 KM 32.4 S BEATRIZ, CAYEY, PR, 00736

Active238 days on marketListed Dec 11, 2025MLS #PR9117792

Reduced $75KSingle Family ResidenceGUAVATE

About this home

PR-184 KM 32.4 S BEATRIZ

Beautiful property in Guavate, Cayey, offering cool mountain weather, nature views, and a 1,482 m² lot. The home features two concrete housing units, each with its own electric meter, perfect for living in one unit and renting the other, or as an investment. The main home offers 2,921 sq ft, 3 bedrooms, 3 bathrooms, a 2-car garage, excellent roof condition, and a balcony with stunning views. The second unit has 1,500 sq ft, 2 bedrooms, 1 bathroom, and a private entrance. Includes perimeter fencing, open terrace, and large storage area. Great location near PR-184 with easy access to PR-52.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,921

Sqft

0.36 ac

Lot size

2

Garage

1996

Year built

Two

Levels

$152

Per sqft

Mountain(s) & Trees/Woods view

Inside

FlooringCeramic Tile
AppliancesNone
InteriorNinguno · PrimaryBedroom Upstairs · Skylight(s)
LaundryLaundry Room
CoolingNone
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewMountain(s) · Trees/Woods
FacesNortheast
ParkingCovered
ExteriorBalcony · Garden · Hurricane Shutters · Storage

Community & fees

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$3,384 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Est. property taxes (1.1%/yr)$408
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$3,384/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Est. property taxes$408
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside CAYEY 00736

Map of PR-184 KM 32.4 S BEATRIZ

The numbers that matter

The CAYEY 00736 market

This home is listed 37% above the CAYEY 00736 median.

Paper trail

This home's history

CurrentPrice reduced to $445,000 $75K
Dec 11, 2025Listed at $520,000 · 238 days on market since
1996Built · GUAVATE

Reality check

What actually sold near PR-184 KM 32.4 S BEATRIZ

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Guavate #184  BO. LAS VEGASSold · May ’26

$825,000

Guavate #184 BO. LAS VEGAS · same community

2 bd · 2.5 ba · 1,250 sqft · $660/sqft · 177 DOM

CARR 1 K48 H1 INT BO BEATRIZ LAS PIÑASSold · Feb ’26

$454,000

CARR 1 K48 H1 INT BO BEATRIZ LAS PIÑAS

3 bd · 3 ba · 3,500 sqft · $130/sqft · 918 DOM

1 COND VILLA BEATRIZ UNIT 1001Sold · Dec ’25

$118,000

1 COND VILLA BEATRIZ UNIT 1001

3 bd · 1 ba · 820 sqft · $144/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about PR-184 KM 32.4 S BEATRIZ — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for PR-184 KM 32.4 S BEATRIZ — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

PR-184 KM 32.4 S BEATRIZ FAQs

What would the monthly payment be for PR-184 KM 32.4 S BEATRIZ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,384/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in CAYEY 00736?+

At $445,000, this home is listed about 37% above the CAYEY 00736 median of $325,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$445,000 runs 37% above the CAYEY 00736 median.

02Mountain(s) & Trees/Woods views

The mountain(s) and trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $520,000, now $445,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of TRACY REALTY LLC · Tracy Melendez. MLS #PR9117792.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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