CENTURY 21 Edge
$120,000$130,000$1,050 /mo all-in ↓

COLINAS DE PALMARITO, ARECIBO, PR, 00612

Active236 days on marketListed Dec 11, 2025MLS #PR9117939

Priced 54% below the ARECIBO 00612 medianReduced $10K

About this home

COLINAS DE PALMARITO

Unique opportunity in a community with sea views and controlled access. Located between Arecibo and Hatillo. Are you looking for a space to build the home of your dreams in one of the best areas of Arecibo? This corner lot offers location, security, and a spectacular environment. Highlighted Features: Controlled access ommunity with sea views Just minutes from Plaza del Atlántico Shopping Center Close to hospitals, universities, shops, and schools HOA fee: $20 monthly Size: 2,379 m² This is the ideal place for those seeking privacy, convenience, and a pleasant living environment or investment opportunity.

Facts & features

The home at a glance

0.59 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$20/mo
PetsYes

Utilities & systems

UtilitiesPrivate
WaterNone

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$1,050 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Est. property taxes (1.1%/yr)$110
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,050/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Est. property taxes$110
HOA / condo fee$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside ARECIBO 00612

Map of COLINAS DE PALMARITO

The numbers that matter

The ARECIBO 00612 market

This home is listed 54% below the ARECIBO 00612 median.

Paper trail

This home's history

CurrentPrice reduced to $120,000 $10K
Dec 11, 2025Listed at $130,000 · 236 days on market since

Reality check

What actually sold near COLINAS DE PALMARITO

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLASold · Feb ’26

$167,000

Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLA

3 bd · 1 ba · 3,514 sqft · $48/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about COLINAS DE PALMARITO — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for COLINAS DE PALMARITO — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

COLINAS DE PALMARITO FAQs

What would the monthly payment be for COLINAS DE PALMARITO?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,050/mo — principal and interest, estimated property taxes, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at COLINAS DE PALMARITO?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at COLINAS DE PALMARITO?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in ARECIBO 00612?+

At $120,000, this home is listed about 54% below the ARECIBO 00612 median of $259,950. The market section on this page shows how the area is trending.

Listing courtesy of CENTRO CASAS · Hilda Pino Gonzalez. MLS #PR9117939.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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COLINAS DE PALMARITO, ARECIBO, PR — $120,000 | CENTURY 21 Edge