CENTURY 21 Edge
$3,800,0000 bd12,646.41 sqft$300 /sqft$25,573 /mo all-in ↓

103 CRISTO STREET, SAN JUAN, PR, 00901

Active230 days on marketListed Dec 24, 2025MLS #PR9118193

OLD SAN JUAN

About this home

103 CRISTO STREET

In the heart of historic Old San Juan, 103 Calle Cristo stands as a rare mixed-use gem directly across from Hotel El Convento and near the Cathedral. The building captures the essence of colonial architecture with high ceilings, arched doorways, and wrought-iron balconies overlooking the cobblestone streets. It features two ground-floor spaces, both currently operating as popular taverns, and ten apartments above with a mix of one-, two-, and three-bedroom layouts. This combination provides immediate income potential and long-term flexibility for residential or hospitality use. Surrounded by the city’s most visited landmarks, fine dining, and boutique hotels, the property’s location ensures strong pedestrian traffic and enduring demand. With its architectural charm and prime address, 103 Calle Cristo is an exceptional opportunity to own a full building in one of Puerto Rico’s most prestigious and historic settings. Set just moments away from the majestic Catedral de San Juan Bautista and directly across from the renowned Hotel El Convento, this property enjoys an address of unmatched prestige in the heart of Old San Juan. Calle Cristo is one of the city’s most storied streets. Lined with colonial architecture, cobblestones, and a lively mix of boutiques, cafes, and entertainment venues that keep the area vibrant from day to night. Old San Juan is one of the oldest European settlements in the Americas and a UNESCO World Heritage Site, celebrated for its colorful Spanish architecture and vibrant cultural life. The area blends history and modern vitality. Within its seven-square-block radius, you’ll find centuries-old forts like El Morro and San Cristobal, boutique hotels, fine dining, and lively plazas filled with music and art. It’s a one of a kind community where locals and visitors enjoy visiting cafes, rooftop terraces, and galleries, all framed by ocean views and tropical breezes.

Facts & features

The home at a glance

0

Bedrooms

12,646.41

Sqft

0.13 ac

Lot size

1900

Year built

$300

Per sqft

Inside

InteriorWet Bar
LaundryOther
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ExteriorBalcony

Community & fees

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$25,573 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$20,505
PMI (est., until 20% equity)$1,425
Est. property taxes (1.1%/yr)$3,483
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $380,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $380,000
Interest rate6.00%
Loan term

Estimated payment

$25,573/mo

Principal & interest$20,505
PMI (est., until 20% equity)$1,425
Est. property taxes$3,483
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Mercado

Map of 103 CRISTO STREET

The numbers that matter

The SAN JUAN 00901 market

This home is listed 223% above the SAN JUAN 00901 median.

Paper trail

This home's history

Dec 24, 2025Listed at $3,800,000 · 230 days on market since
1900Built · OLD SAN JUAN

Reality check

What actually sold near 103 CRISTO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

58 CALLE SAN JUSTOSold · Dec ’25

$3,800,000

58 CALLE SAN JUSTO · same community

6 bd · 2 ba · 8,600 sqft · $442/sqft · 0 DOM

58 CALLE SAN JUSTOSold · Dec ’25

$3,800,000

58 CALLE SAN JUSTO · same community

6 bd · 2 ba · 8,600 sqft · $442/sqft · 0 DOM

150 SAN JUSTOSold · Oct ’25

$2,500,000

150 SAN JUSTO · same community

4 bd · 4.5 ba · 4,899 sqft · $510/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 103 CRISTO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 103 CRISTO STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

103 CRISTO STREET FAQs

What would the monthly payment be for 103 CRISTO STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,573/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in SAN JUAN 00901?+

At $3,800,000, this home is listed about 223% above the SAN JUAN 00901 median of $1,175,000. The market section on this page shows how the area is trending.

Listing courtesy of PUERTO RICO SOTHEBY'S INT. REALTY · Rita Pellens. MLS #PR9118193.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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