CENTURY 21 Edge
$369,000$385,0003 bd3 ba1,546 sqft$239 /sqft$2,834 /mo all-in ↓

St 686 COND. CHALETS DE LA PLAYA UNIT 579, VEGA BAJA, PR, 00693

Active231 days on marketListed Dec 26, 2025MLS #PR9118206

Reduced $16KWaterfrontCondominiumCOND. CHALETS DE LA PLAYA

About this home

St 686 COND. CHALETS DE LA PLAYA UNIT 579

Spectacular penthouse with ocean views located in the luxurious and highly desirable Chalets de la Playa Condominium in Vega Baja, Puerto Rico. This property offers a true resort-style living experience with direct access to one of the best beaches on the north coast. The unit features 3 bedrooms, 2 full bathrooms and 2 half, approximately 1,546 square feet of living space, a spacious private terrace ideal for entertaining, and a master bedroom with private balcony to enjoy the ocean breeze and coastal ambiance throughout the day. The penthouse offers some of the best views within the complex. Additional features include two assigned parking spaces (back-to-back). Chalets de la Playa offers outstanding amenities such as swimming pools, fitness center, beach volleyball courts, basketball courts, activity room, and direct access to Playa Puerto Nuevo, currently the only beach in Puerto Rico certified with the Blue Flag designation. Monthly HOA: $185. Excellent opportunity for primary residence, second home, or investment property. Community Features (MLS Fields / Highlights) Gated / Resort-Style Community Pools Fitness Center Recreational Facilities Beach Access Near Tourist & Coastal Areas *Includes appliances such as washing machine, dryer, stove, refrigerator, microwave, dining set and 3 air conditioners.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,546

Sqft

0.03 ac

Lot size

2000

Year built

Two

Levels

$239

Per sqft

WaterfrontWater view

Inside

FlooringConcrete
AppliancesElectric Water Heater
InteriorAttic Fan · Living Room/Dining Room Combo
LaundryInside
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationBlock
ViewWater
FacesNorth
ExteriorGarden · Balcony · Dog Run

Community & fees

PetsDogs OK
CommunityAssociation Recreation - Owned · Deed Restrictions

Utilities & systems

UtilitiesWater Connected · BB/HS Internet Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Est. property taxes (1.1%/yr)$338
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$2,834/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Est. property taxes$338
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside VEGA BAJA 00693

Map of St 686 COND. CHALETS DE LA PLAYA UNIT 579

The numbers that matter

The VEGA BAJA 00693 market

This home is listed 288% above the VEGA BAJA 00693 median.

Paper trail

This home's history

CurrentPrice reduced to $369,000 $16K
Dec 26, 2025Listed at $385,000 · 231 days on market since
2000Built · COND. CHALETS DE LA PLAYA

Reality check

What actually sold near St 686 COND. CHALETS DE LA PLAYA UNIT 579

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

686 MARBELLA STREET UNIT 610Sold · Nov ’25

$309,291

686 MARBELLA STREET UNIT 610

3 bd · 3 ba · 1,546 sqft · $200/sqft · 0 DOM

Calle 1 El Faro EL FAROSold · Dec ’25

$330,000

Calle 1 El Faro EL FARO

3 bd · 2 ba · 1,440 sqft · $229/sqft · 144 DOM

229 CHALETS DE LA PLAYA UNIT 229Sold · Apr ’26

$385,000

229 CHALETS DE LA PLAYA UNIT 229

3 bd · 2.5 ba · 1,402 sqft · $275/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about St 686 COND. CHALETS DE LA PLAYA UNIT 579 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for St 686 COND. CHALETS DE LA PLAYA UNIT 579 — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

St 686 COND. CHALETS DE LA PLAYA UNIT 579 FAQs

What would the monthly payment be for St 686 COND. CHALETS DE LA PLAYA UNIT 579?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at St 686 COND. CHALETS DE LA PLAYA UNIT 579?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in VEGA BAJA 00693?+

At $369,000, this home is listed about 288% above the VEGA BAJA 00693 median of $95,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$369,000 runs 288% above the VEGA BAJA 00693 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $385,000, now $369,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of JOSE ROSARIO REAL ESTATE · Jose Rosario Viruet. MLS #PR9118206.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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