CENTURY 21 Edge
$375,0003 bd4 ba1,400 sqft$268 /sqft$2,877 /mo all-in ↓

38 COLINAS DE CUBUY, CANOVANAS, PR, 00729

Active217 days on marketListed Jan 2, 2026MLS #PR9118296

WaterfrontSingle Family ResidenceCOLINAS DE CUBUY

About this home

38 COLINAS DE CUBUY

Riverfront Property Adjacent to El Yunque – Colinas de Cubuy, Canóvanas, PR Discover a rare opportunity to own a unique riverfront property located in the Colinas de Cubuy neighborhood of Canóvanas, Puerto Rico, directly adjacent to El Yunque National Rainforest. This expansive property encompasses approximately five cuerdas of lush tropical land and is bisected by the Cubuy River, creating a private natural sanctuary with waterfalls, natural pools, and dramatic boulder-lined riverbanks. The land is rich with mature vegetation, fruit trees, and flowering plants, offering privacy, shade, and a true connection to the surrounding rainforest environment. Cool mountain breezes, the sound of flowing water, and the proximity to El Yunque’s trails and natural features make this property especially appealing for those seeking a peaceful lifestyle immersed in nature. The residence offers a flexible two-level layout that may function as a single large home or two units. • The upper level includes approximately 800 sq ft of interior space, featuring a kitchen, living area, two bedrooms, and two bathrooms (one en suite). A large covered balcony expands the living space to over 1,500 sq ft, complete with a fireplace and river views. • The lower level offers approximately 600 sq ft of interior space with two rooms, two bathrooms, a laundry area, and an open-air kitchen. With outdoor areas included, this level expands to over 1,700 sq ft and may be enclosed if desired. Each bedroom is equipped with air conditioning, though the property benefits naturally from cooler temperatures due to its elevation and proximity to the rainforest. Recent improvements include updated windows, tile work, and A/C units. Additional features include a separate storage building, a large cistern, a stable/horse area, and fenced land on the north side of the river. The expansive acreage and dual-unit configuration provide potential for multi-generational living, rental income, or a combination of personal use and investment. Located in Canóvanas, this property offers convenient access to San Juan and the northeast coast while maintaining a distinctly rural, tranquil setting. Properties of this size with river frontage and direct access to El Yunque are increasingly rare. This is a move-in ready opportunity for buyers seeking privacy, natural beauty, and versatility in one of Puerto Rico’s most unique settings.

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

1,400

Sqft

5.23 ac

Lot size

2000

Year built

Two

Levels

$268

Per sqft

WaterfrontFireplaceGarden & Water viewNegotiable

Inside

FlooringTile
AppliancesOther
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewGarden · Water
FacesNorthwest
ExteriorBalcony · Garden

Community & fees

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,877 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Est. property taxes (1.1%/yr)$344
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,877/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Est. property taxes$344
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside CANOVANAS 00729

Map of 38 COLINAS DE CUBUY

The numbers that matter

The CANOVANAS 00729 market

This home is listed 88% above the CANOVANAS 00729 median.

Paper trail

This home's history

Jan 2, 2026Listed at $375,000 · 217 days on market since
2000Built · COLINAS DE CUBUY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 38 COLINAS DE CUBUY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 38 COLINAS DE CUBUY — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

38 COLINAS DE CUBUY FAQs

What would the monthly payment be for 38 COLINAS DE CUBUY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,877/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in CANOVANAS 00729?+

At $375,000, this home is listed about 88% above the CANOVANAS 00729 median of $199,500. The market section on this page shows how the area is trending.

Listing courtesy of ROBERT GEVINSKI · Bob Gevinski. MLS #PR9118296.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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38 COLINAS DE CUBUY, CANOVANAS, PR — 3 Bed, 4 Bath — $375,000 | CENTURY 21 Edge