CENTURY 21 Edge
$4,995,000$5,495,0006 bd5 ba3,052 sqft$1,637 /sqft$33,565 /mo all-in ↓

26 BARRIO PUNTAS SANDY BEACH, RINCON, PR, 00677

Active202 days on marketListed Jan 14, 2026MLS #PR9118522

Reduced $500KWaterfrontPrivate poolFully furnishedVillaBARRIO PUNTAS RINCÓN

About this home

26 BARRIO PUNTAS SANDY BEACH

Welcome to your slice of paradise in Rincón. Perfectly positioned on Sandy Beach, this rare beachfront multi-unit residence offers sweeping ocean views and two direct beach access points. With over 5,500 sq. ft of total space, 3,052 sq. ft of which is interior, this home offers abundant room for both relaxation and entertainment. Designed across two split levels, the property features three independent units, each with its own kitchen or kitchenette and dedicated living area. The ground level offers a spacious 3-bedroom, 3-bathroom residence, while the upper level includes a 2-bedroom, 1-bath unit and a 1-bedroom, 1-bath unit, providing exceptional flexibility for personal use, rental income, or a combination of both. This home captures the tranquility and serenity of Rincón’s laid-back surf lifestyle and comes with a proven 20-year track record as a successful short-term rental. The property has been self-sufficient and cash-flowing, currently rented part-time throughout the year on platforms such as Airbnb and Vrbo. Sustainability and efficiency are key features, including a paid-off 13.5 kW Tesla solar system that powers the entire home, keeping electricity costs extremely low. Additional highlights include a propane gas stove, solar water heating system, and two 250-gallon cistern tanks. Built directly on the beach, this property represents a true legacy asset. Due to current coastal and zoning regulations, beachfront homes like this can no longer be built, making this residence not just unique, but irreplaceable. Its beachfront footprint, direct access to Sandy Beach, and unobstructed ocean views are privileges that are simply no longer attainable in today’s market. This is more than a home, it’s a once-in-a-generation opportunity to own a piece of Rincón’s coastline that cannot be duplicated, recreated, or replaced. Owner's financing available!

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

3,052

Sqft

0.21 ac

Lot size

2004

Year built

Two

Levels

$1,637

Per sqft

Private poolWaterfrontFurnished

Inside

FlooringOther
AppliancesBuilt-In Oven · Microwave · Other · Refrigerator
InteriorOpen Floorplan
LaundryOther
CoolingMini-Split Unit(s)
HeatingNatural Gas · Other · Solar
FurnishedFurnished

Outside & construction

RoofOther
ConstructionOther
FoundationOther
FacesNorth
ExteriorBalcony · Outdoor Shower · Private Entrance

Community & fees

CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$33,565 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$26,953
PMI (est., until 20% equity)$1,873
Est. property taxes (1.1%/yr)$4,579
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $499,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $499,500
Interest rate6.00%
Loan term

Estimated payment

$33,565/mo

Principal & interest$26,953
PMI (est., until 20% equity)$1,873
Est. property taxes$4,579
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside RINCON 00677

Map of 26 BARRIO PUNTAS SANDY BEACH

The numbers that matter

The RINCON 00677 market

This home is listed 901% above the RINCON 00677 median.

Paper trail

This home's history

CurrentPrice reduced to $4,995,000 $500K
Jan 14, 2026Listed at $5,495,000 · 202 days on market since
2004Built · BARRIO PUNTAS RINCÓN

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 26 BARRIO PUNTAS SANDY BEACH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 26 BARRIO PUNTAS SANDY BEACH — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

26 BARRIO PUNTAS SANDY BEACH FAQs

What would the monthly payment be for 26 BARRIO PUNTAS SANDY BEACH?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $33,565/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in RINCON 00677?+

At $4,995,000, this home is listed about 901% above the RINCON 00677 median of $499,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$4,995,000 runs 901% above the RINCON 00677 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $5,495,000, now $4,995,000 — a $500K cut. The full history is in the market section below.

Listing courtesy of THE COLECTIVO GROUP LLC · Veronica Velez Rodriguez. MLS #PR9118522.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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