CENTURY 21 Edge
$7,899,999$8,995,0003 bd3.5 ba3,381 sqft$2,337 /sqft$47,372 /mo all-in ↓

3101 OCEAN DRIVE, RIO GRANDE, PR, 00745

Active196 days on marketListed Jan 20, 2026MLS #PR9118693

Reduced $1.1MWaterfrontPrivate poolFully furnishedCondo - HotelOCEAN DRIVE RESIDENCES

About this home

3101 OCEAN DRIVE

Located within Ocean Drive at the Four Seasons Resort & Residences Río Grande, this ground-floor three-bedroom residence offers refined resort living in one of Puerto Rico’s most prestigious coastal settings. The home features three bedrooms, each with its own en suite bathroom, plus an additional half guest bath, ideal for both everyday comfort and entertaining. Surrounded by lush tropical landscaping, the residence enjoys ocean views throughout the home, creating a serene coastal ambiance. The layout is designed for seamless indoor-outdoor living, offering a villa-style experience with expansive outdoor areas and direct access to resort amenities. Positioned just minutes from championship golf courses, a world-class marina, and El Yunque National Forest, the location provides a rare balance of natural beauty and luxury lifestyle. As part of the Four Seasons branded residences, the property benefits from professional management and services, offering peace of mind for both full-time living and second-home ownership, along with strong long-term value and rental potential. Owner's financing available.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,381

Sqft

0 ac

Lot size

2023

Year built

One

Levels

$2,337

Per sqft

Private poolWaterfrontFurnishedPets allowed

Inside

FlooringOther
AppliancesBuilt-In Oven · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan
LaundryLaundry Closet
CoolingMini-Split Unit(s)
HeatingOther
FurnishedFurnished

Outside & construction

RoofOther
ConstructionOther
FoundationOther
FacesNorth
ExteriorOther

Community & fees

HOA fee$3,550/mo
PetsYes
CommunityGated Community - Guard · Golf Carts OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$47,372 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$36,421
Est. property taxes (1.1%/yr)$7,242
Condo fee — from the listing$3,550
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $2,370,000
Interest rate6.90%
Loan term

Estimated payment

$47,372/mo

Principal & interest$36,421
Est. property taxes$7,242
HOA / condo fee$3,550
Est. insurance$160

Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside RIO GRANDE 00745

Map of 3101 OCEAN DRIVE

The numbers that matter

The RIO GRANDE 00745 market

This home is listed 1219% above the RIO GRANDE 00745 median.

Paper trail

This home's history

CurrentPrice reduced to $7,899,999 $1.1M
Jan 20, 2026Listed at $8,995,000 · 196 days on market since
2023Built · OCEAN DRIVE RESIDENCES

Reality check

What actually sold near 3101 OCEAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Building 8 LAS VERANDAS BAHIA BEACH UNIT 8371Sold · May ’26

$3,400,000

Building 8 LAS VERANDAS BAHIA BEACH UNIT 8371

4 bd · 4 ba · 3,461 sqft · $982/sqft · 109 DOM

410 COCO BEACH BOULEVARD UNIT PHSold · Oct ’25

$2,086,000

410 COCO BEACH BOULEVARD UNIT PH

4 bd · 3.5 ba · 3,573 sqft · $584/sqft · 1 DOM

400 COCO BEACH BOULEVARD UNIT E401Sold · Jun ’26

$1,250,000

400 COCO BEACH BOULEVARD UNIT E401

3 bd · 3.5 ba · 3,000 sqft · $417/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3101 OCEAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3101 OCEAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3101 OCEAN DRIVE FAQs

What would the monthly payment be for 3101 OCEAN DRIVE?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $47,372/mo — principal and interest, estimated property taxes, the $3,550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3101 OCEAN DRIVE?+

The association fee works out to $3,550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 3101 OCEAN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in RIO GRANDE 00745?+

At $7,899,999, this home is listed about 1219% above the RIO GRANDE 00745 median of $599,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$7,899,999 runs 1219% above the RIO GRANDE 00745 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04The price has already moved

Listed at $8,995,000, now $7,899,999 — a $1.1M cut. The full history is in the market section below.

Listing courtesy of THE COLECTIVO GROUP LLC · Ricky Santana Villanueva. MLS #PR9118693.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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