
PR 681, ARECIBO, PR, 00612
Active159 days on marketListed Feb 14, 2026MLS #PR9119292
About this home
PR 681
Bo. Islote, Sector Melilla | PR-681 | Approx. 1.78 Acres | Zoned R-I Oceanfront development opportunity on Puerto Rico’s north coast. Located in Bo. Islote, Sector Melilla in Arecibo, this approximately 1.78-acre property offers direct frontage along PR-681 and the Atlantic Ocean, combining strong visibility, accessibility, and a highly desirable coastal setting. The property consists of two estates being sold together in a single transaction and includes existing structures, one currently habitable and another requiring repairs. The existing improvements are considered accessory and not the primary basis of value, offering flexibility for future site planning. Positioned in an area recognized for its oceanfront character, tourism activity, and growing residential demand, the site benefits from proximity to well known destinations such as La Poza del Obispo Beach and the Arecibo Lighthouse and Historical Park, as well as restaurants and local attractions along the north coast corridor. Zoned R-I (Residential-Intermediate), the property allows for a range of residential and residential-related uses, subject to applicable permits and regulatory approvals. Utilities, including water and electricity, are connected. With direct ocean frontage, highway exposure, and zoning flexibility, this property represents a compelling opportunity for buyers seeking oceanfront land with development potential along Puerto Rico’s north shore.
Facts & features
The home at a glance
1.7 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,214 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,214/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside ARECIBO 00612
The numbers that matter
The ARECIBO 00612 market
This home is listed 371% above the ARECIBO 00612 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about PR 681 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PR 681 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
PR 681 FAQs
What would the monthly payment be for PR 681?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,214/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on PR 681?+
The most recent tax bill on record (2025) was $1,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at PR 681?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in ARECIBO 00612?+
At $1,200,000, this home is listed about 371% above the ARECIBO 00612 median of $255,000. The market section on this page shows how the area is trending.
Listing courtesy of AILEEN BEALE REAL ESTATE · Maria Checo Campos. MLS #PR9119292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.