CENTURY 21 Edge
$535,0003 bd3 ba2,436 sqft$220 /sqft$4,551 /mo all-in ↓

195 CANDELERO DRIVE UNIT 6232, HUMACAO, PR, 00791

Active174 days on marketListed Feb 19, 2026MLS #PR9119333

Private poolCondominiumMARE SERENO

About this home

195 CANDELERO DRIVE UNIT 6232

Located at Condominio Mare Sereno in Palmas del Mar, Humacao, this beautiful resort-style residence features 3 bedrooms, 3 bathrooms, a spacious living room, dining area, and full kitchen. The property includes two parking spaces plus a dedicated golf cart space, ideal for the Palmas lifestyle. The unit is ideally positioned just steps from the beach, championship golf courses, tennis courts, the marina, hotel, and a variety of restaurants. Palmas del Mar is a master-planned resort community offering a private K-12 academy, a world-class equestrian center, and over six miles of Caribbean coastline, making this an excellent opportunity for both personal enjoyment and investment. CRIM: $2,265 annually. Mare Sereno HOA: $514 monthly. Palmas del Mar Homeowners Association: $1,300 annually.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,436

Sqft

0.04 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$220

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDryer · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingNone
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter
FacesSouth
ExteriorBalcony · Lighting · Private Mailbox

Community & fees

HOA fee$514/mo
PetsYes
CommunityClubhouse

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,551 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Est. property taxes (1.1%/yr)$490
Condo fee — from the listing$514
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$4,551/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Est. property taxes$490
HOA / condo fee$514
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 195 CANDELERO DRIVE UNIT 6232

The numbers that matter

The HUMACAO 00791 market

This home is listed 8% above the HUMACAO 00791 median.

Paper trail

This home's history

Feb 19, 2026Listed at $535,000 · 174 days on market since
2005Built · MARE SERENO

Reality check

What actually sold near 195 CANDELERO DRIVE UNIT 6232

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2207 PALMAS DRIVESold · Apr ’26

$365,000

2207 PALMAS DRIVE · same community

2 bd · 2.5 ba · 1,600 sqft · $228/sqft · 167 DOM

0 SE PALMARINA CLUB UNIT 3-ASold · Mar ’26

$415,000

0 SE PALMARINA CLUB UNIT 3-A

3 bd · 2.5 ba · 2,396 sqft · $173/sqft · 196 DOM

Palmanova Village 285 PALMAS INN WAY UNIT 4-303Sold · Jun ’26

$550,000

Palmanova Village 285 PALMAS INN WAY UNIT 4-303

4 bd · 4 ba · 2,373 sqft · $232/sqft · 199 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 195 CANDELERO DRIVE UNIT 6232 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 195 CANDELERO DRIVE UNIT 6232 — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

195 CANDELERO DRIVE UNIT 6232 FAQs

What would the monthly payment be for 195 CANDELERO DRIVE UNIT 6232?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,551/mo — principal and interest, estimated property taxes, the $514/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 195 CANDELERO DRIVE UNIT 6232?+

The association fee works out to $514 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 195 CANDELERO DRIVE UNIT 6232?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $535,000, this home is listed about 8% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

Listing courtesy of ARK REAL ESTATE · Rogelio Fernandez. MLS #PR9119333.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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