CENTURY 21 Edge
$120,000$140,000$1,030 /mo all-in ↓

186 CAMINO LOS REYES, CANOVANAS, PR, 00729

Active160 days on marketListed Mar 3, 2026MLS #PR9119498

Priced 40% below the CANOVANAS 00729 medianReduced $20K

About this home

186 CAMINO LOS REYES

Discover the perfect opportunity to own land in a peaceful and private setting with beautiful ocean views. Whether you’re ready to build the home of your dreams, develop a vacation getaway, create a short-term rental investment, or utilize the land for agricultural purposes and income production, this property offers incredible versatility. Located in the tranquil mountains of the Sierra de Luquillo and bordering the majestic El Yunque National Forest, you’ll enjoy cool mountain breezes, lush tropical surroundings, and breathtaking natural scenery year-round. The area is known for its serenity, natural beauty, and strong appeal to both local and international buyers seeking a lifestyle connected to nature. This is more than just land — it’s an opportunity to invest in a growing area surrounded by protected rainforest, ocean views, and endless potential. Don’t miss the chance to secure your piece of paradise in one of Puerto Rico’s most unique and desirable natural settings.

Facts & features

The home at a glance

1.37 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$1,030 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Est. property taxes (1.1%/yr)$110
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,030/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Est. property taxes$110
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside CANOVANAS 00729

Map of 186 CAMINO LOS REYES

The numbers that matter

The CANOVANAS 00729 market

This home is listed 40% below the CANOVANAS 00729 median.

Paper trail

This home's history

CurrentPrice reduced to $120,000 $20K
Mar 3, 2026Listed at $140,000 · 160 days on market since

Reality check

What actually sold near 186 CAMINO LOS REYES

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9957 ELIAS SANTIAGOSold · Aug ’26

$950,000

9957 ELIAS SANTIAGO

5 bd · 5 ba · 5,210 sqft · $182/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Stickler

Your agent

Jessica Stickler

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 186 CAMINO LOS REYES — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 186 CAMINO LOS REYES — before you fall in love.

See it in person

Schedule a tour

Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

186 CAMINO LOS REYES FAQs

What would the monthly payment be for 186 CAMINO LOS REYES?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,030/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in CANOVANAS 00729?+

At $120,000, this home is listed about 40% below the CANOVANAS 00729 median of $199,500. The market section on this page shows how the area is trending.

Listing courtesy of YARO REALTY · Yesenia Rosa Ortiz. MLS #PR9119498.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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186 CAMINO LOS REYES, CANOVANAS, PR — $120,000 | CENTURY 21 Edge