SAN MIGUEL 48, HUMACAO, PR, 00791
Active152 days on marketListed Mar 9, 2026MLS #PR9119679
About this home
SAN MIGUEL 48
Excellent opportunity to build a custom residence in the exclusive Isla San Miguel marina community within Palmas del Mar. This 157.85 m² waterfront lot includes a boat slip accommodating up to a 50-foot vessel, offering direct access to the Caribbean Sea. Enjoy resort-style living with nearby amenities including the marina, restaurants, golf courses, beach club, tennis and pickleball courts, and miles of walking paths. Located within a gated community with 24-hour security.
Facts & features
The home at a glance
39 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$2,255 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,255/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 43% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near SAN MIGUEL 48
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5
3 bd · 3 ba · 0 sqft · 169 DOM
Sold · May ’26$425,000
180 PALMAS DRIVE UNIT 52-03
3 bd · 2.5 ba · 0 sqft · 45 DOM
Sold · Feb ’26$230,000
220 PALMANOVA PLAZA UNIT 220
1 bd · 1 ba · 454 sqft · $507/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SAN MIGUEL 48 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SAN MIGUEL 48 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SAN MIGUEL 48 FAQs
What would the monthly payment be for SAN MIGUEL 48?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,255/mo — principal and interest, estimated property taxes, the $66/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at SAN MIGUEL 48?+
The association fee works out to $66 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at SAN MIGUEL 48?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $280,000, this home is listed about 43% below the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the HUMACAO 00791 market on paper
$280,000 is 43% below the HUMACAO 00791 median of $495,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $315,000, now $280,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ARIEL D NURSE · Ariel Nurse Corso. MLS #PR9119679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.