Carr. 690 LOTE #5 BO. CERRO GORDO, VEGA ALTA, PR, 00692
Active153 days on marketListed Mar 19, 2026MLS #PR9120036
About this home
Carr. 690 LOTE #5 BO. CERRO GORDO
Located in Cerro Gordo, Vega Alta, this beachfront residence offers the perfect blend of comfort, privacy, and lifestyle. The home features 4 bedrooms, 3.5 bathrooms, and approximately 3,000 square feet of well-designed living space. Enjoy direct beach access from your private terrace and backyard, ideal for everyday relaxation or entertaining. A balcony with ocean views adds an additional layer of tranquility, perfect for morning coffee or evening unwinding. The property is equipped with a 13k generator and a 1,200-gallon cistern, ensuring reliability and peace of mind year-round. Pet-friendly, the home accommodates a flexible and comfortable lifestyle. Set in one of Vega Alta’s most sought-after coastal areas, residents can enjoy outdoor activities such as kayaking, paddle boarding, swimming, snorkeling, surfing, fishing, scuba diving, and nearby mountain biking trails, all just steps from your door. An exceptional opportunity for those seeking a true beachfront lifestyle on a long-term basis.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,000
Sqft
0.14 ac
Lot size
3
Garage
2000
Year built
Two
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$258 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$258/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside VEGA ALTA 00692
The numbers that matter
The VEGA ALTA 00692 market
This home is listed 97% below the VEGA ALTA 00692 median.
Paper trail
This home's history
Reality check
What actually sold near Carr. 690 LOTE #5 BO. CERRO GORDO
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
690 Km 5.2 BRENAS COMMUNITY UNIT 1
4 bd · 4 ba · 3,000 sqft · $105/sqft · 0 DOM
Sold · Jan ’26$3,000,000
40 PASEO LA BALANDRA CERRO GORDO
5 bd · 5 ba · 3,000 sqft · $1,000/sqft · 140 DOM
Sold · Sep ’25$400,000
J-6 !
3 bd · 2.5 ba · 3,100 sqft · $129/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Carr. 690 LOTE #5 BO. CERRO GORDO — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Carr. 690 LOTE #5 BO. CERRO GORDO — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Carr. 690 LOTE #5 BO. CERRO GORDO FAQs
What would the monthly payment be for Carr. 690 LOTE #5 BO. CERRO GORDO?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $258/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at Carr. 690 LOTE #5 BO. CERRO GORDO?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in VEGA ALTA 00692?+
At $13,500, this home is listed about 97% below the VEGA ALTA 00692 median of $480,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the VEGA ALTA 00692 market on paper
$13,500 is 97% below the VEGA ALTA 00692 median of $480,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $16,000, now $13,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE COLECTIVO GROUP LLC · Monica Gotay. MLS #PR9120036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.