CENTURY 21 Edge
$1,499,5004 bd4 ba2,646 sqft$567 /sqft$9,064 /mo all-in ↓

94 EL COCAL COUNTRY AND BEACH CLUB, YABUCOA, PR, 00767

Active148 days on marketListed Mar 24, 2026MLS #PR9120129

Private poolFully furnishedSingle Family ResidenceEL COCAL COUNTRY AND BEACH CLUB

About this home

94 EL COCAL COUNTRY AND BEACH CLUB

Set on an expansive 1.1-acre homesite within El Cocal Country and Beach Club, this private hillside residence captures sweeping ocean views and a sense of quiet retreat that is increasingly rare along Puerto Rico’s coast. Thoughtfully positioned to embrace both the surrounding greenery and the Caribbean beyond, the home offers a seamless balance between indoor comfort and outdoor living. The main residence unfolds with an airy, open-concept design where the living room, dining area, and kitchen connect effortlessly to a generous covered terrace. Framed by wide openings and clean architectural lines, these spaces are defined by natural light, cooling breezes, and uninterrupted views of the sea to create an ideal setting for both relaxed daily living and elegant entertaining. The bedroom layout is both functional and refined. Two guest bedrooms and two full baths, one ensuite, are located on the main level, offering comfort and privacy. Above, the primary suite occupies its own level, designed as a true retreat with a walk-in closet and a private terrace that opens to panoramic ocean vistas, an intimate space for quiet mornings or sunset evenings. A separate lower-level apartment adds versatility to the property, complete with its own bedroom, ensuite bath, walk-in closet, living area, and kitchen. Perfect for extended guests, multigenerational living, or additional income potential. Outdoor living is equally compelling. The grounds are thoughtfully landscaped, with open green areas and natural stone accents complementing the home’s clean aesthetic. A gazebo with covered dining and lounge space overlooks a heated dip pool, creating a relaxed focal point for gatherings, while a dedicated gym adds a wellness component to the lifestyle offered here. Located within the gated community of El Cocal Country and Beach Club, the property enjoys access to one of the area’s most understated treasures, a secluded stretch of coastline just moments away. El Cocal Beach is known for its tranquility, soft sands, and uncrowded shoreline. Set in the coastal hills of Yabucoa, the community blends a laid-back, residential atmosphere with convenient access to the island’s eastern corridor. Nearby marinas, nature reserves, and scenic drives add to the appeal, while still allowing for a peaceful, tucked-away setting. Additionally, five adjacent lots totaling approximately 3.2 acres directly bordering both the property and the El Cocal community are available for purchase at $599,000, presenting a rare opportunity for expansion or future development.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,646

Sqft

1.1 ac

Lot size

2005

Year built

Three Or More

Levels

$567

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen
CoolingMini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorBalcony · Outdoor Grill

Community & fees

HOA fee$21/mo
Taxes (2026)$2,753/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,064 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,091
PMI (est., until 20% equity)$562
Property tax — 2026 actual bill$229
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,950
Interest rate6.00%
Loan term

Estimated payment

$9,064/mo

Principal & interest$8,091
PMI (est., until 20% equity)$562
Property taxes (actual bill)$229
HOA / condo fee$21
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside YABUCOA 00767

Map of 94 EL COCAL COUNTRY AND BEACH CLUB

The numbers that matter

The YABUCOA 00767 market

This home is listed 711% above the YABUCOA 00767 median.

Paper trail

This home's history

Mar 24, 2026Listed at $1,499,500 · 148 days on market since
2005Built · EL COCAL COUNTRY AND BEACH CLUB

Reality check

What actually sold near 94 EL COCAL COUNTRY AND BEACH CLUB

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Solar 2 El Guano CAMINO NUEVOSold · Feb ’26

$580,000

Solar 2 El Guano CAMINO NUEVO

4 bd · 3 ba · 2,000 sqft · $290/sqft · 0 DOM

Carr 901 KM 3.7Sold · Aug ’25

$380,000

Carr 901 KM 3.7

4 bd · 2.5 ba · 3,553 sqft · $107/sqft · 16 DOM

Sec. El Negro Solar 106 BO CAMINO NUEVOSold · Oct ’25

$135,000

Sec. El Negro Solar 106 BO CAMINO NUEVO

4 bd · 1.5 ba · 1,144 sqft · $118/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 94 EL COCAL COUNTRY AND BEACH CLUB — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 94 EL COCAL COUNTRY AND BEACH CLUB — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

94 EL COCAL COUNTRY AND BEACH CLUB FAQs

What would the monthly payment be for 94 EL COCAL COUNTRY AND BEACH CLUB?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,064/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 94 EL COCAL COUNTRY AND BEACH CLUB?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 94 EL COCAL COUNTRY AND BEACH CLUB?+

The most recent tax bill on record (2026) was $2,753. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 94 EL COCAL COUNTRY AND BEACH CLUB?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in YABUCOA 00767?+

At $1,499,500, this home is listed about 711% above the YABUCOA 00767 median of $184,900. The market section on this page shows how the area is trending.

Listing courtesy of PUERTO RICO SOTHEBY'S INT. REALTY · Rita Pellens. MLS #PR9120129.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 19, 2026 at 2:04 PM UTC. The listing information on this page last changed on August 19, 2026 at 2:04 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 19, 2026 at 2:04 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 19, 2026 at 2:04 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

94 EL COCAL COUNTRY AND BEACH CLUB, YABUCOA, PR — 4 Bed, 4 Bath — $1,499,500 | CENTURY 21 Edge