CENTURY 21 Edge
Pending
$550,0003 bd3 ba2,500 sqft$220 /sqft$4,330 /mo all-in ↓

FINQUITAS DEL MONTE, CIDRA, PR, 00739

Pending127 days on marketListed Apr 1, 2026MLS #PR9120359

Single Family ResidenceSABANERA DE CIDRA

About this home

FINQUITAS DEL MONTE

Discover prime living in Sabanera de Cidra, a community that blends the mountain greens, the tropical flora, and sidewalks beside the lakes. There you will find this stunning 3-bedroom residence, easily convertible to 4 bedrooms. The property boasts a lavish master bedroom with master bathroom and walk in closet, two bedrooms, and 2 full bathrooms, ensuring comfort and convenience for your family. An expansive open space seamlessly integrates the living and dining areas, perfect for entertaining or everyday gatherings. Step outside to your private terrace and savor the tranquility of your surroundings, nestled on a generous 3,047 square meters lot. Imagine what could you do with this great land lot with access a gazebo with great view to the mountains!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,500

Sqft

0.75 ac

Lot size

2

Garage

1993

Year built

One

Levels

$220

Per sqft

Inside

FlooringOther
AppliancesNone
InteriorCathedral Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationOther
FacesNorth
ExteriorGarden · Storage

Community & fees

HOA fee$185/mo
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,330 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Est. property taxes (1.1%/yr)$504
HOA fee — from the listing$185
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,330/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Est. property taxes$504
HOA / condo fee$185
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside CIDRA 00739

Map of FINQUITAS DEL MONTE

The numbers that matter

The CIDRA 00739 market

This home is listed 86% above the CIDRA 00739 median.

Paper trail

This home's history

Apr 1, 2026Listed at $550,000 · 127 days on market since
1993Built · SABANERA DE CIDRA

Reality check

What actually sold near FINQUITAS DEL MONTE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

F9 CALLÉ CEIBASold · Aug ’25

$380,000

F9 CALLÉ CEIBA

4 bd · 2.5 ba · 2,515 sqft · $151/sqft · 251 DOM

104 CAMINO GRAN VISTASold · Apr ’26

$525,000

104 CAMINO GRAN VISTA

4 bd · 2 ba · 2,415 sqft · $217/sqft · 17 DOM

180 CAMINO DEL MONTESold · Jun ’26

$495,000

180 CAMINO DEL MONTE

3 bd · 3 ba · 2,094 sqft · $236/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about FINQUITAS DEL MONTE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for FINQUITAS DEL MONTE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FINQUITAS DEL MONTE FAQs

What would the monthly payment be for FINQUITAS DEL MONTE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,330/mo — principal and interest, estimated property taxes, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at FINQUITAS DEL MONTE?+

The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at FINQUITAS DEL MONTE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in CIDRA 00739?+

At $550,000, this home is listed about 86% above the CIDRA 00739 median of $295,000. The market section on this page shows how the area is trending.

Listing courtesy of CM REALTY · Carmen Medina. MLS #PR9120359.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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