CENTURY 21 Edge
$9,0006 bd5.5 ba3,866 sqft$2 /sqft$225 /mo all-in ↓

Palma Real PALMA DE COCO, GUAYNABO, PR, 00966

Active120 days on marketListed Apr 8, 2026MLS #PR9120383

Priced 99% below the GUAYNABO 00966 medianPrivate poolSingle Family ResidencePALMA REAL

About this home

Palma Real PALMA DE COCO

Nestled in a quiet cul-de-sac within the sought-after community of Palma Real, this exceptional residence offers privacy, space, and a rare connection to nature. Set on an expansive lot, the home enjoys serene views of lush greenery and the river that borders the community’s perimeter—creating a peaceful, retreat-like atmosphere right in your backyard. The property features 6 spacious bedrooms, a versatile den ideal for a home office or media room, and a total of 5.5 bathrooms, providing comfort and flexibility for both everyday living and entertaining. Equipped with solar panels with net metering to the electric utility, also includes local battery energy storage connected to the solar panels. Additionally it has a full backup generator/diesel fuel. Outdoor living is where this home truly shines. A large terrace opens to a beautifully designed gazebo with a fully equipped exterior kitchen—perfect for hosting gatherings. The generous backyard still offers ample green space, easily accommodating a volleyball or recreational play area. Fully fenced for privacy, the yard also includes a private gate with access to the lower adjacent land, where you’ll find picnic tables surrounded by natural greenery—an ideal setting for relaxation or family enjoyment. Adding to its appeal is the lifestyle that comes with living in a community that offers a full set of amenities, including a pool, gazebo, clubhouse, gym, basketball courts, tennis, pickleball, beach tennis, and a playground—perfect for enjoying an active and social environment just steps from home.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

3,866

Sqft

0.24 ac

Lot size

3

Garage

2000

Year built

Two

Levels

$2

Per sqft

Private poolGarden & Park/Greenbelt & Pool & Tennis Court viewPartially

Inside

FlooringCeramic Tile · Tile
AppliancesBar Fridge · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Refrigerator · Solar Hot Water · Washer · Water Filtration System · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air · Mini-Split Unit(s)
HeatingNone
FurnishedPartially

Outside & construction

ViewGarden · Park/Greenbelt · Pool · Tennis Court
ExteriorAwning(s) · Balcony · Garden · Hurricane Shutters · Lighting · Outdoor Grill · Outdoor Kitchen · Private Entrance · Private Mailbox · Private Yard

Community & fees

PetsDogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Fitness Center · Gated Community - Guard · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$225 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$53
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $315Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $315
Interest rate6.00%
Loan term

Estimated payment

$225/mo

Principal & interest$53
FHA mortgage insurance (est.)$4
Est. property taxes$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside GUAYNABO 00966

Map of Palma Real PALMA DE COCO

The numbers that matter

The GUAYNABO 00966 market

This home is listed 99% below the GUAYNABO 00966 median.

Paper trail

This home's history

Apr 8, 2026Listed at $9,000 · 120 days on market since
2000Built · PALMA REAL

Reality check

What actually sold near Palma Real PALMA DE COCO

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Palma Real PALMA REALSold · Apr ’26

$1,250,000

Palma Real PALMA REAL · same community

5 bd · 4.5 ba · 3,014 sqft · $415/sqft · 68 DOM

O-6 WASHINGTONIASold · May ’26

$1,130,000

O-6 WASHINGTONIA · same community

5 bd · 4.5 ba · 2,900 sqft · $390/sqft · 21 DOM

Palma Real LL-8Sold · Jun ’26

$1,450,000

Palma Real LL-8 · same community

4 bd · 3.5 ba · 2,740 sqft · $529/sqft · 172 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about Palma Real PALMA DE COCO — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Palma Real PALMA DE COCO — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Palma Real PALMA DE COCO FAQs

What would the monthly payment be for Palma Real PALMA DE COCO?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $225/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at Palma Real PALMA DE COCO?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in GUAYNABO 00966?+

At $9,000, this home is listed about 99% below the GUAYNABO 00966 median of $750,000. The market section on this page shows how the area is trending.

Listing courtesy of UNA REALTY · Bruni Lorenzo. MLS #PR9120383.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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Palma Real PALMA DE COCO, GUAYNABO, PR — 6 Bed, 5.5 Bath — $9,000 | CENTURY 21 Edge